1313 E Main St, Humboldt, TN 38343 Property Records

Gibson County property record for 1313 E Main St, Humboldt, TN 38343

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	1.5 ba · 7,640 sqft · built 1900
Lot Size	0.119 acres (5,200 sqft)
Owner	Individual Name on File
Last Sale	$289,000 (Jun 2022)
Tax Bill	$2,650 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Jun 2018 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`027170H P 01200`

Property Details

APN / Parcel Number

Primary APN	`027170H P 01200`
Alternative APN	`170H P 01200`

Interior

Full Baths	1.5 Baths
Stories	1 Story
Building Area	7,640 sqft Total Area
1st Floor Area	3,200 sqft

Exterior

Year Built	Built 1900
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Flat
Roof Material	Built-Up Asphalt
Lot Area	5,200 sqft (0.119 acres)
Lot Dimensions	130 ft deep x 40 ft wide
Utility Building	1,240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1313 E MAIN ST
City	HUMBOLDT
State	TN
Zip	38343-3327
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	ANTIQUE STORE
Jurisdiction	GIBSON TN
Township / Civil Division	4
Census Block Group	2
Census Block	2019
Census Tract	966900

Owner

1313 E Main St, a commercial property, is owned by an individual who bought it in June 2022.

Source: Gibson County records, as of January 28, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	PO BOX 345, HUMBOLDT, TN 38343-0345
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2022	Warranty Deed, Transfer · Commercial Mortgage SIMMONS BANK
Jun 12, 2018	Loan Modification, Mortgage NOT AVAILABLE
Feb 6, 2018	Deed of Trust, Mortgage SIMMONS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2022 · Amount on File
Deed Sale	Jun 22, 2022 · Amount on File
Prior Sale	Feb 8, 2012 · Amount on File
Deed Document Number	217409
Deed Book / Page	1080 / 1912
Record Updated	Jun 8, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GIBSON TN
Recording Date	Jun 22, 2022
Property Address	1313 E MAIN ST, HUMBOLDT, TN 38343-3327
Document Number	0000217409
Book / Page	1080 / 1912
Instrument Date	Jun 16, 2022
Instrument	217409
Transaction Type	Transfer
Record Updated	Sep 29, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,069.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 345, HUMBOLDT, TN 38343-0345

Mortgage

Document Number	0000217410
Date	Jun 22, 2022
Instrument	217410

Lender

Name	SIMMONS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	60 Months
Due	Jun 16, 2027

June 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	GIBSON TN
Property Address	1313 E MAIN ST, HUMBOLDT, TN 38343-3327
Document Number	0000179117
Instrument Date	Jun 12, 2018
Transaction Type	Mortgage
Record Updated	Nov 6, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1315 E MAIN ST HUMBOLDT TN 383433327, HUMBOLDT, TN 38343-3327

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GIBSON TN
Property Address	1313 E MAIN ST, HUMBOLDT, TN 38343-3327
Document Number	0000176277
Instrument Date	Feb 6, 2018
Transaction Type	Mortgage
Record Updated	Nov 6, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4575 E MAIN ST HUMBOLDT TN 383436411, HUMBOLDT, TN 38343-6411

Mortgage

Document Number	0000176277
Date	Feb 14, 2018
Book Page	001022/002705
Instrument	176277

Lender

Name	SIMMONS BK
Address	HUMBOLDT, TN 38343

Agreement

Amount	Amount on Record
Term	60 Months
Due	Feb 13, 2023

Tax Assessment & Valuation

The 2025 property tax bill for 1313 E Main St was $2,650.

Source: Gibson County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Gibson County
Municipality	Humboldt City
Unified School District	Humboldt City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,650.00	$97,800 Land $10,000 Building $87,800
2024			$244,500 Land $25,000 Building $219,500
2022		$56,880 Land $9,200 Building $47,680	$142,200 Land $23,000 Building $119,200
2021	$2,139.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1313 E Main St in Zone X, an area of minimal flood risk, though there have been 28 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective November 5, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	28 (1979–2023)
Most Recent Claim	Jan 2023 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1313 E Main St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HUMBOLDT UTILITIES-WATER DEPT serves 9,908 people · EPA ID TN0000314
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 335 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Nearby Properties on E Main St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures