1313 Copado Way, Atascadero, CA 93422 Property Records

San Luis Obispo County property record for 1313 Copado Way, Atascadero, CA 93422

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,422 sqft · built 2018
Lot Size0.14 acres (6,098 sqft)
OwnerCompany Name on Record
Last Sale$465,000 (Apr 2018)
Tax Bill$7,504 (2025)
Deeds & MortgagesJun 2023 Transfer
May 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN049-105-007

Property Details

APN / Parcel Number

Primary APN049-105-007

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area1,422 sqft Living Area
1st Floor Area1,422 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Construction TypeWood
Lot Area6,098 sqft (0.14 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Street Address1313 COPADO WAY
CityATASCADERO
StateCA
Zip93422-1451
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSFX
Legal DescriptionCY ATAS TR 2625 LT 7
Legal SubdivisionTRACT 2625
Legal Tract2625
Legal Block1
Legal Lot Number7
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionATASCADERO
Census Block Group1
Census Block1019
Census Tract12505

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address1313 COPADO WAY, ATASCADERO, CA 93422-1451
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Jun 22, 2023Intrafamily Transfer, Transfer
May 10, 2021Deed of Trust, Mortgage · Conventional Mortgage
COASTHILLS CU
Apr 19, 2018Grant Deed, Transfer · Conventional Mortgage
THE MORTGAGE HOUSE INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 19, 2018 · Amount on Record
Deed SaleApr 19, 2018 · Amount on Record
Prior SaleApr 10, 2015 · Amount on Record
Deed Document Number201815498
Last Transfer DateJun 1, 2023
Transfer Doc0000017620
Record UpdatedSep 20, 2026

June 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN LUIS OBISPO CA
Recording DateJun 22, 2023
Property Address1313 COPADO WAY, ATASCADERO, CA 93422-1451
Document Number0000017620
Map ReferenceMB 31 PG 23-25
Instrument DateJun 1, 2023
Instrument2023017620
Transaction TypeTransfer
Record UpdatedJul 3, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address1313 COPADO WAY, ATASCADERO, CA 93422-1451

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address1313 COPADO WAY, ATASCADERO, CA 93422-1451
Transaction TypeMortgage
Record UpdatedJul 25, 2022
Title CompanyFIRST AMERICAN TITLE FRESNO

Transferred To (Grantee/Buyer)

NameVerified Name
Address1313 COPADO WAY, ATASCADERO, CA 93422-1451

Mortgage

Document Number0000034933
DateMay 10, 2021
Instrument2021034933
Lender
NameCOASTHILLS CU
TypeCredit Union
AddressSANTA MARIA, CA 93454
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJun 1, 2036

April 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateApr 19, 2018
Property Address1313 COPADO WAY, ATASCADERO, CA 93422-1451
Document Number0000015498
Map ReferenceMB31 PG23-25
Instrument DateApr 5, 2018
Instrument2018015498
Transaction TypeTransfer
Record UpdatedJul 25, 2022
Title CompanyFIRST AMERICAN TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address1313 COPADO WAY, ATASCADERO, CA 93422-1451

Mortgage

Document Number0000015499
DateApr 19, 2018
Instrument2018015499
Lender
NameTHE MORTGAGE HOUSE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2048

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
MunicipalityAtascadero City
CountySan Luis Obispo County
Unified School DistrictAtascadero Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$539,667 (+2%) Land $295,947 Building $243,720
2025$7,504.00 (+6.03%) Homeowner's exemption$529,087 (+4.04%) Land $290,145 Building $238,942
2023$7,077.00 (+2.88%) Homeowner's exemption$508,543 (+2%) Land $278,879 Building $229,664
2022$6,879.00 Homeowner's exemption$498,572 Land $273,411 Building $225,161

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims1 (2023)
Claims Outside the SFHA1 of 1
Most Recent ClaimJan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 51% of the US · lower than 69% of California
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemATASCADERO MUTUAL WATER CO
private · serves 33,307 people · EPA ID CA4010002
Water SourceGroundwater
Last State InspectionJul 2025
LeadUnder 1 ppb (2026)
action level 15 ppb
Copper1.5 mg/L (2018)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Surfnet Communications
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Astound Broadband, Ranch Wifi, Verizon.

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Nearby Streets

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