1313 Commerce St, Hearne, TX 77859 Property Records

Robertson County property record for 1313 Commerce St, Hearne, TX 77859

Property Summary

Property Type	Single Family Home
Details	1,008 sqft · built 2002
Lot Size	0.132 acres (5,750 sqft)
Owner	2 Individual Names on File
Last Sale	$151,067 (Jul 2023)
Tax Bill	$2,585 (2026)
Deeds & Mortgages	Jul 2023 Mortgage Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`087200-003127`

Property Details

APN / Parcel Number

Primary APN	`087200-003127`
Alternative APN	`16968`

Interior

Building Area	1,008 sqft Total Area
1st Floor Area	1,008 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Lot Area	5,750 sqft (0.132 acres)
Lot Dimensions	115 ft deep x 50 ft wide

Location & Zoning

Account Number	16968
Street Address	1313 COMMERCE ST
City	HEARNE
State	TX
Zip	77859-2743
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 17 BL 20 SOUTHSIDE ADDN HEARNE 1538/7 0.132 ACRES
Legal Subdivision	SOUTHSIDE ADDITION
Legal Lot Number	17
Jurisdiction	ROBERTSON TX
Township / Civil Division	HEARNE
Census Block Group	1
Census Block	1131
Census Tract	960501

Owner

1313 Commerce St is owned and occupied by two individuals who bought it in July 2023.

Source: Robertson County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1313 COMMERCE ST, HEARNE, TX 77859-2743
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2023	Vendor's Lien, Transfer · FHA Mortgage AMERICAS CHOICE HOME LOANS LP
Jul 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage SOUTHSTAR BANK SSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 25, 2023 · Amount on File
Deed Sale	Jul 25, 2023 · Amount on File
Deed Document Number	20232580
Deed Book / Page	1538 / 7
Record Updated	Oct 29, 2026

July 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	ROBERTSON TX
Recording Date	Jul 25, 2023
Property Address	1313 COMMERCE ST, HEARNE, TX 77859-2743
Document Number	00001538/7
Book / Page	1538 / 7
Map Reference	VOL 2 PG 155
Instrument Date	Jul 18, 2023
Instrument	20232580
Transaction Type	Transfer
Record Updated	Aug 28, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1313 COMMERCE ST, HEARNE, TX 77859-2743

Mortgage

Document Number	0000153811
Date	Jul 25, 2023
Instrument	1538/11

Lender

Name	AMERICAS CHOICE HOME LOANS LP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROBERTSON TX
Property Address	1313 COMMERCE ST, HEARNE, TX 77859-2743
Transaction Type	Mortgage
Record Updated	Oct 6, 2021
Title Company	ROBERTSON COUNTY TITLE, ROBERTSON COUNTY TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1449/642
Date	Jul 28, 2021
Book Page	1449/642
Instrument	20212580

Lender

Name	SOUTHSTAR BANK SSB
Type	Bank
Address	MOULTON, TX 77975

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Aug 1, 2031

Tax Assessment & Valuation

The 2026 property tax bill for 1313 Commerce St was $2,585 with a homeowner's exemption, up 67% from the year before.

Source: Robertson County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Hearne City
County	Robertson County
Unified School District	Hearne Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,585.00 (+66.99%) Homeowner's exemption	$123,111 (-0.43%) Land $7,993 Building $115,118	$123,111 (-0.43%) Land $7,993 Building $115,118
2025	$1,548.00 Homeowner's exemption	$123,640 Land $7,993 Building $115,647	$123,640 Land $7,993 Building $115,647
2023		$90,722 Land $2,013 Building $88,709	$90,722 Land $2,013 Building $88,709
2022	$990.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1313 Commerce St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 21 policies
Nearby Flood Policies	21 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1313 Commerce St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HEARNE serves 4,959 people · EPA ID TX1980004
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brazos WiFi Fiber	1,000 / 300

May also be available: Nextlink, Verizon.

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