1313 Cedar Dr, Georgetown, IN 47122 Property Records

Floyd County property record for 1313 Cedar Dr, Georgetown, IN 47122

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,208 sqft · built 1977
Lot Size	0.473 acres (20,604 sqft)
Owner	Individual Name on File
Last Sale	$222,500 (Dec 2017)
Tax Bill	$505 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Dec 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22-02-03-400-400.000-003`

Property Details

APN / Parcel Number

Primary APN	`22-02-03-400-400.000-003`
Alternative APN	`0061150050`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,208 sqft Living Area
1st Floor Area	1,208 sqft
Basement Area	1,134 sqft
Finished Basement	1,134 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Construction Type	Wood
Roof Material	Asphalt
Lot Area	20,604 sqft (0.473 acres)
Lot Dimensions	165 ft deep x 125 ft wide
Garage Type	Attached
Garage Area	756 sqft
Parking Spaces	3 Parking Spaces
Pool Type	Above-Ground Pool
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	0061150050
Street Address	1313 CEDAR DR
City	GEORGETOWN
State	IN
Zip	47122-9014
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	P 842 L 50 0.4735AC
Legal Subdivision	GEORGIAN ACRES 842
Jurisdiction	FLOYD IN
Township / Civil Division	GEORGETOWN
Census Block Group	1
Census Block	1018
Census Tract	71104

Owner

1313 Cedar Dr is owned and occupied by an individual who bought it in December 2017.

Source: Floyd County records, as of June 19, 2026

Owner of Record	Individual Name on File
Mailing Address	1313 CEDAR DR, GEORGETOWN, IN 47122-9014
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2020	Deed of Trust, Mortgage · VA Mortgage RIVER CITY MORTGAGE
Dec 7, 2017	Deed, Transfer · VA Mortgage PLATINUM MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 7, 2017 · Amount on File
Deed Sale	Dec 7, 2017 · Amount on File
Prior Sale	Oct 6, 2016 · Amount on File
Deed Document Number	201720866
Prior Transfer Date	Apr 7, 2005
Prior Transfer Doc	0200504698
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLOYD IN
Property Address	1313 CEDAR DR, GEORGETOWN, IN 47122-9014
Transaction Type	Mortgage
Record Updated	Jun 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202016267
Date	Oct 14, 2020
Instrument	202016267

Lender

Name	RIVER CITY MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

Interest

Rate Type	Fixed Rate

December 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	FLOYD IN
Recording Date	Dec 7, 2017
Property Address	1313 CEDAR DR, GEORGETOWN, IN 47122-9014
Document Number	0201720866
Map Reference	PL842
Instrument Date	Dec 6, 2017
Instrument	201720866
Transaction Type	Transfer
Record Updated	Jun 9, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1313 CEDAR DR, GEORGETOWN, IN 47122-9014

Mortgage

Document Number	0201720867
Date	Dec 7, 2017
Instrument	201720867

Lender

Name	PLATINUM MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	372 Months
Due	Jan 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1313 Cedar Dr was $505, up 121.5% from the year before.

Source: Floyd County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Floyd County
County Subdivision	Georgetown Township
Municipality	Georgetown Town
Unified School District	New Albany-Floyd County Consolidated Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$505.00 (+121.49%)	$161,000 (+23.09%) Land $22,400 Building $138,600	$161,000 (+23.09%) Land $22,400 Building $138,600
2024	$228.00 (-76.47%)	$130,800 (-5.01%) Land $22,400 Building $108,400	$130,800 (-5.01%) Land $22,400 Building $108,400
2023	$969.00 (-11.99%)	$137,700 (-5.62%) Land $22,400 Building $115,300	$137,700 (-5.62%) Land $22,400 Building $115,300
2022	$1,101.00	$145,900 Land $22,400 Building $123,500	$145,900 Land $22,400 Building $123,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1313 Cedar Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2000.

Source: FEMA National Flood Hazard Layer, effective August 9, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (2000–2009)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Aug 2009 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1313 Cedar Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - GEORGETOWN serves 3,605 people · EPA ID IN5222003
Water Source	Purchased groundwater from RAMSEY WATER COMPANY, INC.
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: BluegrassNet.

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