1313 Brook Ct, Erlanger, KY 41018 Property Records

Kenton County property record for 1313 Brook Ct, Erlanger, KY 41018

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,748 sqft · built 1996
Lot Size0.58 acres (25,265 sqft)
Owner2 Individual Names on File
Last Sale$265,000 (Sep 2020)
Tax Bill$2,626 (2025)
Deeds & MortgagesSep 2020 Mortgage
Sep 2020 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN031-10-00-028.00

Property Details

APN / Parcel Number

Primary APN031-10-00-028.00

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,748 sqft Finished Area
Gross Area2,278 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Exterior MaterialBrick
Foundation TypeConcrete
Roof MaterialComposition Shingle
Lot Area25,265 sqft (0.58 acres)
Garage TypeBasement
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric
SewerConnected

Location & Zoning

Street Address1313 BROOK CT
CityERLANGER
StateKY
Zip41018-3847
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDEER CHASE SEC 3 LOT 28
Legal SubdivisionDEER CHASE
Legal Phase3
Legal Lot Number28
JurisdictionKENTON KY
Township / Civil DivisionINDEPENDENCE
Census Block Group2
Census Block2043
Census Tract63608

Owner

1313 Brook Ct is owned and occupied by two individuals who bought it in September 2020.

Source: Kenton County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address1313 BROOK CT, ERLANGER, KY 41018-3847
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 16, 2020Deed of Trust, Mortgage · Conventional with PMI
GUARANTEED RATE
Sep 23, 2020Warranty Deed, Transfer · Conventional Mortgage
GUARANTEED RATE
Jun 11, 2020Deed with Mortgage, Construction Loan · Line of Credit
FIRST NAT'L BK
Nov 26, 2019Trustee's Deed, Foreclosure
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 23, 2020 · Amount on File
Deed SaleSep 23, 2020 · Amount on File
Prior SaleJun 11, 2020 · Amount on File
Deed Document Number20205900240
Deed Book / Page45 / 191
Prior Transfer DateJun 3, 2016
Prior Transfer Doc0005900148
Record UpdatedOct 29, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address1313 BROOK CT, ERLANGER, KY 41018-3847
Document Number0000000241
Instrument DateSep 16, 2020
Transaction TypeMortgage
Record UpdatedOct 9, 2020
Title Company360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1313 BROOK CT ERLANGER KY 410183847, ERLANGER, KY 41018-3847

Mortgage

Document Number0000000241
DateSep 23, 2020
Book Page00M101/000112
Instrument241
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueSep 22, 2050

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateSep 23, 2020
Property Address1313 BROOK CT, ERLANGER, KY 41018-3847
Document Number0000000240
Book / Page000045 / 000191
Instrument DateSep 15, 2020
Instrument240
Transaction TypeTransfer
Record UpdatedOct 23, 2020
Title Company360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$265.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1313 BROOK CT ERLANGER KY 410183847, ERLANGER, KY 41018-3847

Mortgage

Document Number241
DateSep 23, 2020
Book Page00M101/000112
Instrument241
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 22, 2050

June 2020: Deed with Mortgage, Construction Loan

Document TypeDeed with Mortgage
JurisdictionKENTON KY
Recording DateJun 11, 2020
Property Address1313 BROOK CT, ERLANGER, KY 41018-3847
Document Number0000000058
Book / Page000025 / 000505
Instrument DateJun 2, 2020
Instrument58
Transaction TypeConstruction Loan
Record UpdatedJul 20, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$185.00
Amount AccuracyConfirmed

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2649 ERIE AVE #2ND CINCINNATI OH 452082019, 2ND, CINCINNATI, OH 45208-2019

Mortgage

Document Number0000000058
DateJun 11, 2020
Book Page000M55/000032
Instrument58
Lender
NameFIRST NAT'L BK
TypeBank
AddressLEBANON, OH 45036
Agreement
TypeLine of Credit
AmountAmount on Record
Term12 Months
DueJun 10, 2021
Interest
Rate TypeAdjustable Rate

November 2019: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionKENTON KY
Recording DateNov 26, 2019
Property Address1313 BROOK CT, ERLANGER, KY 41018-3847
Document Number0000000190
Book / Page0I4368 / 000053
Instrument DateOct 7, 2019
Instrument190
Transaction TypeForeclosure
Record UpdatedDec 17, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$155.00
Amount AccuracyConfirmed
Additional
  • Lis Pendens

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1160 E MAIN ST LEBANON OH 450366450, LEBANON, OH 45036-6450

Tax Assessment & Valuation

The 2025 property tax bill for 1313 Brook Ct was $2,626.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityErlanger City
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$265,000 (-) Land $25,000 Building $240,000$265,000 (-) Land $25,000 Building $240,000
2025$2,626.00$265,000 Land $25,000 Building $240,000$265,000 Land $25,000 Building $240,000
2023$2,824.00$265,000 Land $25,000 Building $240,000$265,000 Land $25,000 Building $240,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1313 Brook Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1313 Brook Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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