1313 Big Ben N, Hernando, MS 38632 Property Records

DeSoto County property record for 1313 Big Ben N, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	3 bd · 2,288 sqft · built 2001
Lot Size	0.237 acres (10,332 sqft)
Owner	2 Individual Names on Record
Last Sale	$348,327 (Jul 2024)
Tax Bill	$1,867 (2025)
Deeds & Mortgages	Mar 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3-07-4-20-11-0-00181-00`

Property Details

APN / Parcel Number

Primary APN	`3-07-4-20-11-0-00181-00`

Interior

Bedrooms	3 Beds
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,288 sqft Adjusted Area
1st Floor Area	1,383 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Brick Veneer
Construction Type	Brick
Roof Type	Gable
Roof Material	Shingle
Lot Area	10,332 sqft (0.237 acres)
Lot Dimensions	130 ft deep x 9 ft wide
Patio Area	224 sqft

Location & Zoning

Street Address	1313 BIG BEN N
City	HERNANDO
State	MS
Zip	38632-6909
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	EDGEWATER S/D SEC C LOT 181
Legal Range	007
Legal Township	03S
Legal Section	20
Legal Subdivision	EDGEWATER S/D
Legal Lot Number	181
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	2
Census Block	2025
Census Tract	71002

Owner

Source: DeSoto County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1313 BIG BEN N, HERNANDO, MS 38632-6909
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 26, 2024 · Amount on Record
Deed Sale	Jul 26, 2024 · Amount on Record
Prior Sale	Mar 18, 2019 · Amount on Record
Deed Book / Page	1024 / 13263
Record Updated	Sep 20, 2026

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Mar 18, 2019
Property Address	1313 BIG BEN N, HERNANDO, MS 38632-6909
Document Number	000883/152
Book / Page	0883 / 152
Map Reference	MB 74 PG 39&40
Instrument Date	Mar 8, 2019
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	648 S FRONT ST APT 107, 648, MEMPHIS, TN 38103-1669

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4202 SEMINARY AVE, RICHMOND, VA 23227-5002

Mortgage

Document Number	0004694093
Date	Mar 18, 2019
Instrument	4694/093

Lender

Name	ANGEL OAK MORTGAGE SOLUTIONS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Hernando City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,867.00 (+18.31%)	$18,604 (+37.41%) Land $2,500 Building $16,104	$186,044 (+37.41%) Land $25,000 Building $161,044
2023	$1,578.00	$13,539	$135,391 Land $25,000 Building $110,391

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 82% of Mississippi
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HERNANDO serves 14,457 people · EPA ID MS0170009
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
C Spire Wireless Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20