1313 13th St, Mercedes, TX 78570 Property Records

Hidalgo County property record for 1313 13th St, Mercedes, TX 78570

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,345 sqft · built 2002
Lot Size0.187 acres (8,125 sqft)
OwnerIndividual Name on File
Tax Bill$5,518 (2025)
Deeds & MortgagesJun 2021 Mortgage
Sep 2017 Loan Modification
APNV085000000005400

Property Details

APN / Parcel Number

Primary APNV085000000005400
Alternative APNs
  • R565487
  • 565487

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,345 sqft Living Area
Gross Area1,869 sqft
1st Floor Area1,345 sqft
Utility Area64 sqft
FlooringTile

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2010
Exterior MaterialBrick
Roof MaterialComposition Shingle
Lot Area8,125 sqft (0.187 acres)
Lot Dimensions125 ft deep x 65 ft wide
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchCovered Porch
Porch Area104 sqft
Patio Area144 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address1313 13TH ST
CityMERCEDES
StateTX
Zip78570-9233
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionVALLE VERDE LOT 54
Legal SubdivisionVALLE VERDE - SMC
Legal Tract54
Legal Block4
Legal Lot Number54
JurisdictionHIDALGO TX
Township / Civil DivisionSOUTHEAST HIDALGO
Census Block Group4
Census Block4028
Census Tract23000

Owner

1313 13th St is owned and occupied by an individual.

Source: Hidalgo County records, as of September 16, 2026

Owner of RecordIndividual Name on File
Mailing Address1313 13TH ST, MERCEDES, TX 78570-9233
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 28, 2021Deed of Trust, Mortgage · FHA Mortgage
WELLS FARGO BANK NA
Sep 5, 2017Loan Modification, Mortgage · FHA Mortgage
US BK

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHIDALGO TX
Property Address1313 13TH ST, MERCEDES, TX 78570-9233
Transaction TypeMortgage
Record UpdatedJul 16, 2021
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address1313 13TH ST, MERCEDES, TX 78570-9233

Mortgage

Document Number0003238026
DateJun 28, 2021
Instrument3238026
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressDES MOINES, IA 50328
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term316 Months
DueOct 1, 2047

September 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionHIDALGO TX
Property Address1313 13TH ST, MERCEDES, TX 78570-9233
Document Number0002856070
Instrument DateSep 5, 2017
Transaction TypeMortgage
Record UpdatedNov 29, 2017
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1313 13TH ST MERCEDES TX 785709233, MERCEDES, TX 78570-9233

Mortgage

Document Number0002856070
DateOct 10, 2017
Instrument2856070
Lender
NameUS BK
TypeBank
AddressSAINT PAUL, MN 55107
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueOct 9, 2047
Interest
Rate4.12%

Tax Assessment & Valuation

The 2025 property tax bill for 1313 13th St was $5,518, up 18.7% from the year before.

Source: Hidalgo County assessment roll, as of September 16, 2026

Property Jurisdictions

TypeName
StateTexas
CountyHidalgo County
MunicipalityMercedes City
Unified School DistrictMercedes Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$194,807 (-1.84%) Land $65,000 Building $129,807$194,807 (-3.81%) Land $65,000 Building $129,807
2025$5,518.00 (+18.74%)$198,461 Land $69,063 Building $133,460$202,523 Land $69,063 Building $133,460
2024$4,647.00 (+7.3%)
2023$4,331.00 (-8.55%)$156,636 Land $36,563 Building $120,073$156,636 Land $36,563 Building $120,073
2022$4,736.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 1313 13th St; there have been 42 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on File
median of 64 policies
Nearby Flood Policies64 in force
Nearby Flood Claims42 (1980–2025)
Claims Outside the SFHA22 of 42
Most Recent ClaimApr 2025 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, Mar 2025 · 25 claims
  • Hurricane Hanna, Jul 2020 · 3 claims
  • Hurricane Dolly, Jul 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1313 13th St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 97.4% of Texas
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MERCEDES
serves 16,258 people · EPA ID TX1080007
Water SourceSurface water
Last State InspectionApr 2025
Lead4 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
TWIN
Fixed Wireless
400 / 100
VTX Communications
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20

Nearby Properties on 13th St

Nearby Streets

Search Property Records by Address or Parcel Number