13129 Willard Ave, Garfield Heights (Cleveland), OH 44125 Property Records

Cuyahoga County property record for 13129 Willard Ave, Garfield Heights, OH 44125

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,107 sqft · built 1963
Lot Size	0.148 acres (6,480 sqft)
Owner	2 Individual Names on File
Last Sale	$85,900 (Apr 2019)
Tax Bill	$3,744 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Apr 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`545-25-092`

Property Details

APN / Parcel Number

Primary APN	`545-25-092`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,107 sqft Living Area
1st Floor Area	1,107 sqft
Basement Area	1,107 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1969
Architectural Style	Ranch
Exterior Material	Brick
Roof Type	Hip
Roof Material	Asphalt
Lot Area	6,480 sqft (0.148 acres)
Lot Dimensions	162 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	62 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	13129 WILLARD AVE
City	GARFIELD HEIGHTS
State	OH
Zip	44125-3675
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	U-1
Legal Description	1 GARFHTSM 0078 ALL
Legal Subdivision	SELTZER ROUND COMPANYS GARFIE
Legal Tract	1
Legal Lot Number	78
Jurisdiction	CUYAHOGA OH
Township / Civil Division	GARFIELD HEIGHTS
Census Block Group	3
Census Block	3004
Census Tract	154603

Owner

13129 Willard Ave is owned and occupied by two individuals who bought it in April 2019.

Source: Cuyahoga County records, as of March 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	13129 WILLARD AVE, GARFIELD HEIGHTS, OH 44125-3675
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2020	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC
Apr 5, 2019	Grant Deed, Transfer · FHA Mortgage CROSSCOUNTRY MTG
Sep 27, 2017	Deed of Trust, Mortgage · Line of Credit THIRD FED'L S&L ASSN/CLEVELAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 5, 2019 · Amount on File
Deed Sale	Apr 5, 2019 · Amount on File
Prior Sale	Nov 24, 1998
Deed Document Number	0004050322
Record Updated	Jun 8, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Property Address	13129 WILLARD AVE, GARFIELD HEIGHTS, OH 44125-3675
Document Number	0010220092
Instrument Date	Sep 15, 2020
Transaction Type	Mortgage
Record Updated	Nov 11, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13129 WILLARD AVE GARFIELD HEIGHTS OH 441253675, GARFIELD HEIGHTS, OH 44125-3675

Mortgage

Document Number	0010220092
Date	Oct 22, 2020
Instrument	10220092

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 21, 2050

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CUYAHOGA OH
Recording Date	Apr 5, 2019
Property Address	13129 WILLARD AVE, GARFIELD HEIGHTS, OH 44125-3675
Document Number	0004050322
Instrument Date	Apr 4, 2019
Instrument	4050322
Transaction Type	Transfer
Record Updated	Apr 25, 2019
Title Company	FIRST SOURCE TITLE AGENCY INC, FIRST SOURCE TITLE AGCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$343.60
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13129 WILLARD AVE GARFIELD HEIGHTS OH 441253675, GARFIELD HEIGHTS, OH 44125-3675

Mortgage

Document Number	4050323
Date	Apr 5, 2019
Instrument	4050323

Lender

Name	CROSSCOUNTRY MTG
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 4, 2049

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Property Address	13129 WILLARD AVE, GARFIELD HEIGHTS, OH 44125-3675
Document Number	0010100150
Instrument Date	Sep 27, 2017
Transaction Type	Mortgage
Record Updated	Nov 15, 2017
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13129 WILLARD AVE GARFIELD HEIGHTS OH 441253675, GARFIELD HEIGHTS, OH 44125-3675

Mortgage

Document Number	0010100150
Date	Oct 10, 2017
Instrument	10100150

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 9, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 13129 Willard Ave was $3,744 with a homeowner's exemption, down 16.4% from the year before.

Source: Cuyahoga County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Cuyahoga County
Municipality	Garfield Heights City
Unified School District	Garfield Heights City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,744.00 (-16.43%) Homeowner's exemption	$47,400 (-) Land $9,210 Building $38,190
2024	$4,480.00 (+28.22%) Homeowner's exemption	$47,400 (+45.76%) Land $9,210 Building $38,190	$135,400 Land $26,300 Building $109,100
2023	$3,494.00 (+1.36%) Homeowner's exemption	$32,520 (-) Land $6,620 Building $25,900
2022	$3,447.00 Homeowner's exemption	$32,520 Land $6,620 Building $25,900
2021			$92,900 Land $18,900 Building $74,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 13129 Willard Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 13129 Willard Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND PUBLIC WATER SYSTEM serves 1,308,955 people · EPA ID OH1801212
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 504 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Breezeline Cable	1,000 / 50
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: PCs for People, Verizon.

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