13124 E 3rd Ave, Spokane Valley, WA 99216 Property Records

Spokane County property record for 13124 E 3rd Ave, Spokane Valley, WA 99216

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,632 sqft · built 2007
Lot Size	0.133 acres (5,812 sqft)
Owner	2 Individual Names on Record
Last Sale	$234,738 (May 2018)
Tax Bill	$1,420 (2026)
Deeds & Mortgages	Nov 2020 Mortgage Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`45221.2106`

Property Details

APN / Parcel Number

Primary APN	`45221.2106`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,632 sqft Living Area
Gross Area	2,112 sqft
1st Floor Area	756 sqft
2nd Floor Area	876 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,812 sqft (0.133 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	42 sqft
Patio Area	42 sqft
Canopy	42 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	13124 E 3RD AVE
City	SPOKANE VALLEY
State	WA
Zip	99216-1645
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MF-1
Legal Description	MORNING CREST REZ-20-04/SUB-14-04: LOT 6 BLK 2 (AFN 5322515)
Legal Range	44E
Legal Township	25N
Legal Section	22
Legal Subdivision	MORNING CREST REZ-20-04/SUB
Legal Block	2
Legal Lot Number	6
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	1
Census Block	1002
Census Tract	12701

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	WA
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage WATERMARK CAPITAL INC
Jan 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage WATERMARK CAP
May 2, 2018	Warranty Deed, Transfer · Conventional with PMI WATERMARK CAP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 2, 2018 · Amount on Record
Deed Sale	May 2, 2018 · Amount on Record
Prior Sale	Jul 16, 2007 · Amount on Record
Deed Document Number	20186704187
Prior Transfer Date	Jul 13, 2007
Prior Transfer Doc	0005563163
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	13124 E 3RD AVE, SPOKANE VALLEY, WA 99216-1645
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE INS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006994570
Date	Nov 12, 2020
Instrument	6994570

Lender

Name	WATERMARK CAPITAL INC
Type	Mortgage Company
Address	IRVINE, CA 92616

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	13124 E 3RD AVE, SPOKANE VALLEY, WA 99216-1645
Document Number	0006885432
Instrument Date	Jan 15, 2020
Transaction Type	Mortgage
Record Updated	Feb 18, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	13124 E 3RD AVE SPOKANE VALLEY WA 992161645, SPOKANE VALLEY, WA 99216-1645

Mortgage

Document Number	0006885432
Date	Jan 24, 2020
Instrument	6885432

Lender

Name	WATERMARK CAP
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 23, 2050

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	May 2, 2018
Property Address	13124 E 3RD AVE, SPOKANE VALLEY, WA 99216-1645
Document Number	0006704187
Instrument Date	May 1, 2018
Instrument	6704187
Transaction Type	Transfer
Record Updated	Nov 20, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,760.80
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	13124 E 3RD AVE SPOKANE VALLEY WA 992161645, SPOKANE VALLEY, WA 99216-1645

Mortgage

Document Number	6704188
Date	May 2, 2018
Instrument	6704188

Lender

Name	WATERMARK CAP
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2048

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane Valley City
Unified School District	Central Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,420.00 (-9.27%) Senior Citizen's exemption	$300,500 (+1.38%) Land $95,000 Building $205,500	$300,500 (+1.38%) Land $95,000 Building $205,500
2025	$1,565.00 (-48.81%) Senior Citizen's exemption	$296,400 (-6.82%) Land $90,000 Building $206,400	$296,400 (-6.82%) Land $90,000 Building $206,400
2024		$318,100 (+19.27%) Land $72,000 Building $246,100	$318,100 (+19.27%) Land $72,000 Building $246,100
2023	$3,057.00 (-1.99%)	$266,700 Land $63,000 Building $203,700	$266,700 Land $63,000 Building $203,700
2022	$3,119.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.4% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MODERN ELECTRIC WATER CO private · serves 18,487 people · EPA ID WA5355600
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Wired or Wireless Fixed Wireless · not low latency	200 / 40
CenturyLink DSL · Fiber in parts of the area	140 / 20
Wind Wireless Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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