13122 Third St, Clearlake Oaks, CA 95423 Property Records

Lake County property record for 13122 Third St, Clearlake Oaks, CA 95423

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,580 sqft · built 2005
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on Record
Last Sale	$315,000 (Jan 2022)
Tax Bill	$3,820 (2026)
Deeds & Mortgages	Jan 2022 Sale & Mortgage
Flood Zone	Zone A (high risk)
APN	`035-403-510-000`

Property Details

APN / Parcel Number

Primary APN	`035-403-510-000`
Alternative APN	`035-403-51`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,580 sqft Living Area

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Construction Type	Masonry / Concrete Block
Lot Area	5,227 sqft (0.12 acres)
Garage Area	478 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	035-403-51
Street Address	13122 THIRD ST
City	CLEARLAKE OAKS
State	CA
Zip	95423
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Subdivision	CLEARLAKE OAKS SUB #5
Legal Block	1
Legal Lot Number	10
Jurisdiction	LAKE CA
Township / Civil Division	LUCERNE-CLEARLAKE OAKS
Census Block Group	1
Census Block	1014
Census Tract	601

Owner

Source: Lake County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 1405, CLEARLAKE OAKS, CA 95423-1405
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 14, 2022 · Amount on Record
Deed Sale	Jan 14, 2022 · Amount on Record
Prior Sale	Oct 6, 2005 · Amount on Record
Deed Document Number	2022765
Prior Transfer Date	Nov 20, 2015
Prior Transfer Doc	0000015852
Record Updated	Oct 29, 2026

January 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LAKE CA
Recording Date	Jan 14, 2022
Property Address	13122 THIRD ST, CLEARLAKE OAKS, CA 95423
Document Number	0000000765
Map Reference	MB 5 PG 18-21
Instrument Date	Jan 11, 2022
Instrument	2022000765
Transaction Type	Transfer
Record Updated	Apr 4, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 3696, CLEARLAKE, CA 95422-3696

Mortgage

Document Number	0000000766
Date	Jan 14, 2022
Instrument	2022000766

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

Source: Lake County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Lake County
Unified School District	Konocti Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$3,820.00 (+2.39%) Homeowner's exemption	$340,964 (+2%) Land $32,472 Building $308,492
2025	$3,731.00 (+0.05%) Homeowner's exemption	$334,280 (+4.04%) Land $31,836 Building $302,444
2023	$3,729.00 (-2.64%)	$321,300 Land $30,600 Building $290,700
2022	$3,830.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 91 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	91 in force
Nearby Flood Claims	5 (1998–2023)
Most Recent Claim	Apr 2023 · Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 83% of the US · above 62% of California
Wildfire Likelihood	0.5% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEARLAKE OAKS COUNTY WATER DISTRICT serves 2,359 people · EPA ID CA1710001
Water Source	Surface water
Last State Inspection	Jun 2021
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 597 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
DigitalPath Fixed Wireless	400 / 20
Verizon Fixed Wireless	300 / 20
101Netlink Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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