13122 Quarry Rd, Oberlin, OH 44074 Property Records

Lorain County property record for 13122 Quarry Rd, Oberlin, OH 44074

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,004 sqft · built 1996
Lot Size	4.02 acres (175,111 sqft)
Owner	Individual Name on File
Last Sale	$321,000 (Oct 2021)
Tax Bill	$4,798 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-00-081-000-044`

Property Details

APN / Parcel Number

Primary APN	`09-00-081-000-044`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,004 sqft Living Area
1st Floor Area	2,004 sqft
Family Room	Family Room
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	175,111 sqft (4.02 acres)
Garage Type	Mixed
Garage Area	1,708 sqft
Parking Spaces	7 Parking Spaces
Porch	Enclosed Porch
Porch Area	438 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	13122 QUARRY RD
City	OBERLIN
State	OH
Zip	44074-8605
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FROM -038
Legal Subdivision	RUSSIA
Legal Lot Number	81
Jurisdiction	LORAIN OH
Township / Civil Division	NEW RUSSIA
Census Block Group	1
Census Block	1069
Census Tract	57100

Owner

13122 Quarry Rd is owned and occupied by an individual who bought it in October 2021.

Source: Lorain County records, as of March 20, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	13122 QUARRY RD, OBERLIN, OH 44074-8605
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2021	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Oct 10, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Jul 17, 2017	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 4, 2021 · Amount on File
Deed Sale	Oct 4, 2021 · Amount on File
Prior Sale	Mar 7, 2006 · Amount on File
Deed Document Number	2021006770
Record Updated	Jun 8, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Oct 4, 2021
Property Address	13122 QUARRY RD, OBERLIN, OH 44074-8605
Document Number	20210842574
Instrument Date	Sep 29, 2021
Instrument	2021-0842574
Transaction Type	Transfer
Record Updated	Oct 13, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	13122 QUARRY RD, OBERLIN, OH 44074-8605

Mortgage

Document Number	20210842575
Date	Oct 4, 2021
Instrument	2021-0842575

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	13122 QUARRY RD, OBERLIN, OH 44074-8605
Document Number	0000734606
Instrument Date	Oct 10, 2019
Transaction Type	Mortgage
Record Updated	Oct 31, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13122 QUARRY RD OBERLIN OH 440748605, OBERLIN, OH 44074-8605

Mortgage

Document Number	0000734606
Date	Oct 16, 2019
Instrument	734606

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 15, 2049

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	13122 QUARRY RD, OBERLIN, OH 44074-8605
Document Number	0000638000
Instrument Date	Jul 17, 2017
Transaction Type	Mortgage
Record Updated	Aug 3, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13122 QUARRY RD OBERLIN OH 440748605, OBERLIN, OH 44074-8605

Mortgage

Document Number	0000638000
Date	Jul 25, 2017
Instrument	638000

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 24, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 13122 Quarry Rd was $4,798.

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
County Subdivision	New Russia Township
Unified School District	Oberlin City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,798.00	$114,060 (%) Land $25,690 Building $88,370	$325,890 (-) Land $73,400 Building $252,490
2024	$4,798.00 (+8.87%)	$114,062 (+25.89%) Land $25,690 Building $88,372	$325,890 (+25.88%) Land $73,400 Building $252,490
2023	$4,407.00 (+3.14%)	$90,608 (%) Land $23,597 Building $67,011	$258,880 Land $67,420 Building $191,460
2022	$4,273.00	$90,610 Land $23,600 Building $67,010
2021			$258,880 Land $67,420 Building $191,460

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 13122 Quarry Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13122 Quarry Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 74% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RURAL LORAIN CO. WATER A serves 73,125 people · EPA ID OH4701803
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Cable Co-op.

Cell Coverage

5G (outdoors only) and 4G LTE

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