13121 Via del Toro, Poway, CA 92064 Property Records

San Diego County property record for 13121 Via del Toro, Poway, CA 92064

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,243 sqft · built 1975
Lot Size	0.8 acres (34,848 sqft)
Owner	2 Trust Names on File
Last Sale	$310,000 (Feb 1999)
Tax Bill	$6,861 (2025)
Deeds & Mortgages	Oct 2023 Transfer Aug 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`275-360-11-00`

Property Details

APN / Parcel Number

Primary APN	`275-360-11-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,243 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Contemporary
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	34,848 sqft (0.8 acres)
View / Lot	Woodland
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	13121 VIA DEL TORO
City	POWAY
State	CA
Zip	92064-1929
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR-C
Legal Description	LOT 53 TR 004894
Legal Subdivision	VALLE VERDE ESTATES
Legal Tract	004894
Legal Block	1
Legal Lot Number	53
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1006
Census Tract	17006

Owner

13121 Via del Toro is owner-occupied and held in a trust since July 2023.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Trust Names on File
Mailing Address	13121 VIA DEL TORO, POWAY, CA 92064-1929
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2023	Intrafamily Transfer, Transfer
Aug 14, 2019	Deed of Trust, Mortgage · Line of Credit MUFG UNION BANK NA
Sep 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 23, 1999 · Amount on File
Deed Sale	Feb 23, 1999 · Amount on File
Deed Document Number	1999111542
Last Transfer Date	Jul 6, 2023
Transfer Doc	0000296553
Record Updated	Sep 20, 2026

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 27, 2023
Property Address	13121 VIA DEL TORO, POWAY, CA 92064-1929
Document Number	0000296553
Map Reference	MAP 4894
Instrument Date	Jul 6, 2023
Instrument	2023-0296553
Transaction Type	Transfer
Record Updated	Nov 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	13121 VIA DEL TORO, POWAY, CA 92064-1929

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	13121 VIA DEL TORO, POWAY, CA 92064-1929
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000343091
Date	Aug 14, 2019
Instrument	2019-0343091

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Sep 15, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	13121 VIA DEL TORO, POWAY, CA 92064-1929
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13121 VIA DEL TORO, POWAY, CA 92064-1929

Mortgage

Document Number	0000580505
Date	Sep 29, 2020
Instrument	2020-0580505

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 13121 Via del Toro was $6,861 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Poway City
Unified School District	Poway Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$619,140 (+2%) Land $204,176 Building $414,964
2025	$6,861.00 Homeowner's exemption	$607,001 Land $200,173 Building $406,828
2023	$5,828.00 (+1.71%) Homeowner's exemption	$519,996 Land $192,401 Building $327,595
2022	$5,730.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 13121 Via del Toro in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (1995–2014)
Most Recent Claim	Dec 2014 · Severe Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13121 Via del Toro is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF POWAY serves 49,888 people · EPA ID CA3710015
Water Source	Surface water
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Cox Communications.

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