Lake County property record for 13121 Bernice Ave, Umatilla, FL 32784
| Property Type | Mobile Home |
|---|---|
| Details | 4 bd · 2 ba · 2,039 sqft · built 1997 |
| Lot Size | 5.67 acres (247,065 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $210,000 (Sep 2020) |
| Tax Bill | $3,130 (2024) |
| Deeds & Mortgages | Sep 2020 Sale & Mortgage Apr 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-18-26-0100-00B-02200 |
| Primary APN | 05-18-26-0100-00B-02200 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,039 sqft Living Area |
| Gross Area | 2,376 sqft |
| 1st Floor Area | 2,039 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Mobile Home |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 247,065 sqft (5.67 acres) |
| Garage Type | Carport |
| Garage Area | 621 sqft |
| Carport | Carport |
| Carport Area | 621 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 240 sqft |
|---|---|
| Porch | Screened Porch |
| Porch Area | 593 sqft |
| Deck Area | Deck Area |
| Utility Building | 3,863 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 3771642 |
|---|---|
| Street Address | 13121 BERNICE AVE |
| City | UMATILLA |
| State | FL |
| Zip | 32784-8196 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | A |
| Legal Description | DREAM LAKE POULTRY RANCHES LOTS 22 23 24 BLK B PB 9 PG 47 ORB 5536 PG 311 |
| Legal Range | 26E |
| Legal Township | 18S |
| Legal Section | 5 |
| Legal Subdivision | DREAM LAKE POULTRY RANCHES |
| Legal Tract | 0100 |
| Legal Block | B |
| Legal Lot Number | 22 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | UMATILLA |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 30110 |
13121 Bernice Ave, a mobile home, is owned and occupied by two individuals who bought it in September 2020.
Source: Lake County records, as of November 26, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 13121 BERNICE AVE, UMATILLA, FL 32784-8196 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 2, 2020 | Warranty Deed, Transfer · Conventional Mortgage THE MORTGAGE FIRM INC |
| Apr 3, 2018 | Warranty Deed, Transfer · FHA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 2, 2020 · Amount on File |
| Deed Sale | Sep 2, 2020 · Amount on File |
| Prior Sale | Apr 3, 2018 · Amount on File |
| Deed Document Number | 202096996 |
| Deed Book / Page | 5536 / 311 |
| Prior Transfer Date | Mar 27, 2018 |
| Prior Transfer Doc | 0051070483 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Sep 2, 2020 |
| Property Address | 13121 BERNICE AVE, UMATILLA, FL 32784-8196 |
| Document Number | 0055360311 |
| Book / Page | 5536 / 311 |
| Map Reference | MB 9 PG 47 |
| Instrument Date | Aug 21, 2020 |
| Instrument | 2020096996 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2022 |
| Title Company | FIDELITY NATL TTL OF FL INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,470.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 746 GLEATON RD, 746, WARWICK, GA 31796-5215 |
| Name | Verified Name |
|---|---|
| Address | 13121 BERNICE AVE, UMATILLA, FL 32784-8196 |
| Document Number | 0005536314 |
|---|---|
| Date | Sep 2, 2020 |
| Instrument | 5536/314 |
| Name | THE MORTGAGE FIRM INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Apr 3, 2018 |
| Property Address | 13121 BERNICE AVE, UMATILLA, FL 32784-8196 |
| Document Number | 0050882063 |
| Book / Page | 5088 / 2063 |
| Map Reference | MB 9 PG 47 |
| Instrument Date | Mar 27, 2018 |
| Instrument | 2018037569 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,365.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 13121 BERNICE AVE, 13121, UMATILLA, FL 32784-8196 |
| Name | Verified Name |
|---|---|
| Address | 40901 ROYAL TRAILS RD, EUSTIS, FL 32736-5419 |
| Document Number | 2018037570 |
|---|---|
| Date | Apr 3, 2018 |
| Instrument | 2018037570 |
| Name | PARAMOUNT RESIDENTIAL MORTGAGE GROU |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2048 |
Source: Lake County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $225,940 (+2.9%) | $471,817 (-0.08%) Land $294,840 Building $176,977 | |
| 2025 | $219,580 | $472,210 Land $294,840 Building $177,370 | |
| 2024 | $3,130.00 (+10.37%) | ||
| 2023 | $2,836.00 (+6.9%) Homeowner's exemption | $207,190 (+3%) | $491,191 (+39.46%) Land $317,520 Building $173,671 |
| 2022 | $2,653.00 Homeowner's exemption | $201,160 | $352,202 Land $181,440 Building $170,762 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 13121 Bernice Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 13121 Bernice Ave is high, ranking above 70% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 70% of the US · above 51% of Florida |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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