13120 Memory Ln, Hagerstown, MD 21740 Property Records

Washington County property record for 13120 Memory Ln, Hagerstown, MD 21740

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,520 sqft · built 1993
Lot Size	2.14 acres (93,218 sqft)
Owner	2 Individual Names on File
Last Sale	$220,000 (Sep 2020)
Tax Bill	$4,058 (2026)
Deeds & Mortgages	Sep 2021 Transfer Sep 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-023212`

Property Details

APN / Parcel Number

Primary APN	`13-023212`
Alternative APN	`023212`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,520 sqft Total Area

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	93,218 sqft (2.14 acres)
Deck Area	128 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	023212
Street Address	13120 MEMORY LN
City	HAGERSTOWN
State	MD
Zip	21740-1001
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	EC
Legal Description	LOT 3 2.14 ACRES 13120 MEMORY LANE
Legal Subdivision	WOLFORD GLORIA L
Legal Lot Number	3
Jurisdiction	WASHINGTON MD
Township / Civil Division	13, MAUGANSVILLE
Census Block Group	3
Census Block	3007
Census Tract	11700

Owner

13120 Memory Ln is owned and occupied by two individuals who bought it in September 2020.

Source: Washington County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	13120 MEMORY LN, HAGERSTOWN, MD 21740-1001
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2021	Intrafamily Transfer, Transfer
Sep 21, 2020	Grant Deed, Transfer NOT AVAILABLE
Jan 17, 2020	Court-Ordered Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 21, 2020 · Amount on File
Deed Sale	Sep 21, 2020 · Amount on File
Prior Sale	Jan 17, 2020 · Amount on File
Deed Book / Page	6367 / 301
Prior Transfer Date	Jan 14, 2020
Prior Transfer Doc	0061620279
Record Updated	Oct 29, 2026

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WASHINGTON MD
Recording Date	Sep 29, 2021
Property Address	13120 MEMORY LN, HAGERSTOWN, MD 21740-1001
Document Number	0067750223
Book / Page	6775 / 223
Map Reference	LB 1337 FO 577
Instrument Date	Sep 24, 2021
Transaction Type	Transfer
Record Updated	Oct 13, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WASHINGTON MD
Recording Date	Sep 21, 2020
Property Address	13120 MEMORY LN, HAGERSTOWN, MD 21740-1001
Document Number	0063670301
Book / Page	006367 / 000301
Instrument Date	Sep 3, 2020
Transaction Type	Transfer
Record Updated	Oct 2, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$220.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	13120 MEMORY LN HAGERSTOWN MD 217401001, HAGERSTOWN, MD 21740-1001

January 2020: Court-Ordered Deed, Foreclosure

Document Type	Court-Ordered Deed
Jurisdiction	WASHINGTON MD
Recording Date	Jan 17, 2020
Property Address	13120 MEMORY LN, HAGERSTOWN, MD 21740-1001
Document Number	0061620279
Book / Page	006162 / 000279
Instrument Date	Nov 13, 2019
Transaction Type	Foreclosure
Record Updated	Feb 5, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$297.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13120 MEMORY LN HAGERSTOWN MD 217401001, HAGERSTOWN, MD 21740-1001

Tax Assessment & Valuation

The 2026 property tax bill for 13120 Memory Ln was $4,058 with a homeowner's exemption, up 5.4% from the year before.

Source: Washington County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Washington County
Unified School District	Washington County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,058.00 (+5.43%) Homeowner's exemption	$401,133 (+9.6%)	$471,400 (+28.8%) Land $81,400 Building $390,000
2025	$3,849.00 (+12.31%) Homeowner's exemption	$366,000 Land $71,400 Building $294,600	$366,000 Land $71,400 Building $294,600
2024	$3,427.00 (+15.86%)
2023	$2,958.00	$284,467	$366,000 Land $71,400 Building $294,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13120 Memory Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13120 Memory Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Fiber · Cable	2,300 / 2,300
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Memory Ln

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