13120 Ingram Dr, Smithsburg, MD 21783 Property Records

Washington County property record for 13120 Ingram Dr, Smithsburg, MD 21783

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,716 sqft · built 1975
Lot Size	3.55 acres (154,638 sqft)
Owner	2 Individual Names on Record
Last Sale	$450,000 (Jun 2025)
Tax Bill	$4,270 (2026)
Deeds & Mortgages	Feb 2023 Second Mortgage Aug 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-003900`

Property Details

APN / Parcel Number

Primary APN	`07-003900`
Alternative APN	`003900`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,716 sqft Total Area
Basement Area	299 sqft
Finished Basement	299 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	154,638 sqft (3.55 acres)
Garage Type	Attached
Garage Area	925 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	140 sqft
Patio Area	140 sqft
Shed	1 Shed
Shed Area	1,200 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	003900
Street Address	13120 INGRAM DR
City	SMITHSBURG
State	MD
Zip	21783-1358
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A(R)
Legal Description	3.55 ACRES 13120 INGRAM DRIVE N OF SMITHSBURG
Legal Subdivision	N OF SMITHSBURG
Jurisdiction	WASHINGTON MD
Township / Civil Division	7, SMITHSBURG
Census Block Group	1
Census Block	1028
Census Tract	11301

Owner

Source: Washington County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	13120 INGRAM DR, SMITHSBURG, MD 21783-1358
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PATRIOT FCU
Aug 15, 2018	Deed of Trust, Mortgage PATRIOT FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 4, 2025 · Amount on Record
Deed Sale	Jun 4, 2025 · Amount on Record
Prior Sale	Jun 10, 1986 · Amount on Record
Deed Book / Page	7699 / 214
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Property Address	13120 INGRAM DR, SMITHSBURG, MD 21783-1358
Transaction Type	Mortgage
Record Updated	Feb 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0071910311
Date	Feb 8, 2023
Book Page	7191/311

Lender

Name	PATRIOT FCU
Type	Credit Union
Address	CHAMBERSBURG, PA 17201

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 1, 2038

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Property Address	13120 INGRAM DR, SMITHSBURG, MD 21783-1358
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0058130473
Date	Aug 15, 2018
Book Page	5813/0473

Lender

Name	PATRIOT FCU
Type	Credit Union
Address	CHAMBERSBURG, PA 17201

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Aug 1, 2028

Tax Assessment & Valuation

Source: Washington County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Washington County
Unified School District	Washington County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,270.00 (+25.26%)	$406,633 (+14.04%)	$456,700 (-) Land $94,100 Building $362,600
2025	$3,409.00 (+10.36%)	$356,567 (+20.04%)	$456,700 (+49%) Land $94,100 Building $362,600
2023	$3,089.00 Homeowner's exemption	$297,033	$306,500 Land $94,100 Building $212,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1996)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1996 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Cable	1,300 / 50
PA.net Fixed Wireless · not low latency	200 / 50
T-Mobile Fixed Wireless	100 / 20

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