13120 Fordham Ct, Apple Valley (Saint Paul), MN 55124 Property Records

Dakota County property record for 13120 Fordham Ct, Apple Valley, MN 55124

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,090 sqft · built 1989
Lot Size	0.291 acres (12,655 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,818 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Nov 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-52005-02-200`

Property Details

APN / Parcel Number

Primary APN	`01-52005-02-200`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,090 sqft Living Area
Gross Area	2,552 sqft
1st Floor Area	1,185 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Construction Type	Wood
Lot Area	12,655 sqft (0.291 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	13120 FORDHAM CT
City	SAINT PAUL
State	MN
Zip	55124-5312
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NORDIC WOODS 6TH ADDITION 20 2
Legal Subdivision	NORDIC WOODS 6TH ADDITION
Legal Block	2
Legal Lot Number	200
Jurisdiction	DAKOTA MN
Township / Civil Division	APPLE VALLEY
Census Block Group	1
Census Block	1010
Census Tract	60822

Owner

Source: Dakota County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	13120 FORDHAM CT, SAINT PAUL, MN 55124-5312
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2022	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Nov 29, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Aug 17, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	13120 FORDHAM CT, APPLE VALLEY, MN 55124-5312
Transaction Type	Mortgage
Record Updated	Jan 26, 2022
Title Company	TITLE SMART INC, TITLESMART INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003518030
Date	Jan 13, 2022
Instrument	3518030

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	13120 FORDHAM CT, APPLE VALLEY, MN 55124-5312
Document Number	0003231793
Instrument Date	Nov 29, 2017
Transaction Type	Mortgage
Record Updated	Jan 18, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	13120 FORDHAM CT ST PAUL MN 551245312, ST PAUL, MN 55124-5312

Mortgage

Document Number	0003231793
Date	Jan 9, 2018
Instrument	3231793

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 8, 2048

Interest

Rate Type	Adjustable Rate

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	13120 FORDHAM CT, APPLE VALLEY, MN 55124-5312
Document Number	0003216802
Instrument Date	Aug 17, 2017
Transaction Type	Mortgage
Record Updated	Nov 15, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	13120 FORDHAM CT ST PAUL MN 551245312, ST PAUL, MN 55124-5312

Mortgage

Document Number	0003216802
Date	Oct 9, 2017
Instrument	3216802

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 8, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Dakota County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Apple Valley City
County	Dakota County
Unified School District	Rosemount-Apple Valley-Eagan (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,818.00	$392,200 Land $105,600 Building $286,600	$392,200 Land $105,600 Building $286,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 84% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Apple Valley serves 50,300 people · EPA ID MN1190001
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: GigFire, Metronet, Southeast MN Wifi, Verizon.

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