13120 E 44th Ter S, Independence, MO 64055 Property Records

Jackson County property record for 13120 E 44th Ter S, Independence, MO 64055

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,092 sqft · built 1964
Lot Size	0.289 acres (12,632 sqft)
Owner	Individual Name on Record
Tax Bill	$2,592 (2024)
Deeds & Mortgages	Mar 2025 Mortgage Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`33-410-10-20`

Property Details

APN / Parcel Number

Primary APN	`33-410-10-20`
Alternative APNs	`33410102000000001` `879531`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,092 sqft Living Area
Gross Area	2,496 sqft
1st Floor Area	1,092 sqft
Basement Area	1,092 sqft
Finished Basement	546 sqft
Flooring	Carpet

Exterior

Year Built	Built 1964
Architectural Style	Ranch
Exterior Material	Wood Siding
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	12,632 sqft (0.289 acres)
Lot Dimensions	120 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	312 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	879531
Old Parcel Number	33410102000000001
Street Address	13120 E 44TH TER S
City	INDEPENDENCE
State	MO
Zip	64055-4626
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FAIRWAY GARDENS ELY 45' LOT 445 & WLY 45' LOT 446
Legal Range	32
Legal Township	49
Legal Section	27
Legal Subdivision	FAIRWAY GARDENS
Legal Lot Number	445-446
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	1
Census Block	1020
Census Tract	12400

Owner

Source: Jackson County records, as of October 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	13120 E 44TH TER S, INDEPENDENCE, MO 64055-4626
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2025	Warranty Deed, Transfer · FHA Mortgage M SQUARED FINANCIAL LLC
Mar 12, 2021	Warranty Deed, Transfer · Conventional Mortgage BETTER MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 18, 2025
Deed Sale	Mar 18, 2025
Prior Sale	Mar 12, 2021
Deed Document Number	2025E0018043
Record Updated	Jun 8, 2026

March 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Mar 18, 2025
Property Address	13120 E 44TH TER S, INDEPENDENCE, MO 64055-4626
Document Number	00E0018043
Instrument Date	Mar 6, 2025
Instrument	2025E0018043
Transaction Type	Transfer
Record Updated	Oct 13, 2025
Title Company	SECURITY FIRST TITLE, SECURITY 1ST TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13120 E 44TH TER S, INDEPENDENCE, MO 64055-4626

Mortgage

Document Number	00E0018044
Date	Mar 18, 2025
Instrument	2025E0018044

Lender

Name	M SQUARED FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2055

Mortgage

Document Number	00E0018045
Date	Mar 18, 2025
Instrument	2025E0018045

Lender

Name	MISSOURI HOUSING DEVELOPMENT COMMISSION
Type	Government Agency
Address	KANSAS CITY, MO 64106

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Mar 12, 2021
Property Address	13120 E 44TH TER S, INDEPENDENCE, MO 64055-4626
Document Number	00E0026912
Instrument Date	Mar 4, 2021
Instrument	2021E0026912
Transaction Type	Transfer
Record Updated	Nov 12, 2021
Title Company	SECURITY 1ST TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8147 ASH ST, PRAIRIE VILLAGE, KS 66208-4982

Mortgage

Document Number	00E0026913
Date	Mar 12, 2021
Instrument	2021E0026913

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of June 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Raytown C-2 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$42,055 (+29.94%) Land $5,254 Building $36,801	$221,340 (+29.94%)
2024	$2,592.00 (+0.47%)
2023	$2,580.00	$32,365 Land $3,905 Building $28,460	$170,340

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 412 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum, Wisper ISP.

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