1312 W Pine Ave, Duncan, OK 73533 Property Records

Stephens County property record for 1312 W Pine Ave, Duncan, OK 73533

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 944 sqft · built 1935
Lot Size	0.115 acres (4,999 sqft)
Owner	Individual Name on File
Last Sale	$104,000 (Aug 2026)
Tax Bill	$436 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13976`

Property Details

APN / Parcel Number

Primary APN	`13976`
Alternative APN	`1001-00-092-003-0-001-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	944 sqft Living Area

Exterior

Year Built	Built 1935
Effective Year Built	Effective 2000
Architectural Style	Traditional
Exterior Material	Fiber Cement Siding
Construction Type	Frame
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	4,999 sqft (0.115 acres)
Garage Type	Carport
Garage Area	240 sqft
Carport	Carport
Carport Area	240 sqft
Porch	Slab
Porch Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	13976
Street Address	1312 W PINE AVE
City	DUNCAN
State	OK
Zip	73533-4264
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	BLK 92 W10 N100 LOT 3 & E40 N100 LOT 4 DUNCAN CITY (1312 W PINE)
Legal Range	07W
Legal Township	01N
Legal Section	32
Legal Subdivision	CITY OF DUNCAN ORIGINAL TOWNSITE
Legal Block	92
Legal Lot Number	3,4,E40
Jurisdiction	STEPHENS OK
Township / Civil Division	DUNCAN
Census Block Group	1
Census Block	1032
Census Tract	300

Owner

1312 W Pine Ave is owned and occupied by an individual who bought it in August 2026.

Source: Stephens County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	1312 W PINE AVE, DUNCAN, OK 73533-4264
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2026	Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE COMPANY
Aug 17, 2022	Warranty Deed, Transfer · Commercial Mortgage BANCFIRST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 19, 2026 · Amount on File
Deed Sale	Aug 19, 2026 · Amount on File
Prior Sale	Sep 14, 1998 · Amount on File
Deed Document Number	20267298
Deed Book / Page	6917 / 251
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS OK
Recording Date	Aug 19, 2026
Property Address	1312 W PINE AVE, DUNCAN, OK 73533-4264
Document Number	0000007298
Book / Page	6917 / 251
Instrument Date	Aug 18, 2026
Instrument	20267298
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$15,756.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1312 W PINE AVE, DUNCAN, OK 73533-4264

Mortgage

Document Number	0000007299,
Date	Aug 19, 2026
Instrument	20267299

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

Mortgage

Document Number	0000007300,
Date	Aug 19, 2026
Book Page	6917/276
Instrument	20267300

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS OK
Recording Date	Aug 17, 2022
Property Address	1312 W PINE AVE, DUNCAN, OK 73533-4264
Document Number	0006214/24
Book / Page	6214 / 24
Instrument Date	Aug 17, 2022
Instrument	I-2022-008518
Transaction Type	Transfer
Record Updated	Oct 10, 2022
Title Company	STEPHENS COUNTY ABSTRACT COMPANY, STEPHENS CO ABSTRACT CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$75.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1472 N HIGHWAY 81, DUNCAN, OK 73533-1724

Mortgage

Document Number	I2022008519
Date	Aug 17, 2022
Instrument	I-2022-008519

Lender

Name	BANCFIRST
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 15, 2037

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1312 W Pine Ave was $436.

Source: Stephens County assessment roll, as of March 23, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Stephens County
Municipality	Duncan City
Unified School District	Duncan Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$5,275 (+2.05%) Land $357 Building $4,918	$47,959 (+2.06%) Land $3,249 Building $44,710
2025	$436.00	$5,169 (-7.05%) Land $357 Building $4,812	$46,990 (-7.06%) Land $3,249 Building $43,741
2024	$436.00 (-7.82%)	$5,561 (+0.71%) Land $357 Building $5,204	$50,557 (+0.7%) Land $3,249 Building $47,308
2023	$473.00	$5,522 Land $357 Building $5,165	$50,204 Land $3,249 Building $46,955

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1312 W Pine Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1978–1982)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1312 W Pine Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 504 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Dobson Fiber Fiber	10,000 / 10,000
Sparklight Cable	1,000 / 50
Nextlink Fixed Wireless	500 / 100
360 Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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