1312 Speight Ave, #1, Waco, TX 76706 Property Records

McLennan County property record for 1312 Speight Ave, #1, Waco, TX 76706

Property Summary

Property Type	Condominium
Details	2.5 ba · 1,152 sqft · built 1983
Lot Size	0.042 acres (1,818 sqft)
Owner	2 Individual Names on Record
Last Sale	$230,422 (Jun 2024)
Tax Bill	$5,452 (2025)
Deeds & Mortgages	Jun 2024 Mortgage Mar 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`48-026200-000301-7`

Property Details

APN / Parcel Number

Primary APN	`48-026200-000301-7`
Alternative APNs	`4802620000030170111` `179308`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,152 sqft Living Area
1st Floor Area	1,152 sqft
Flooring	Carpet

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1994
Architectural Style	Condo/Apartment
Exterior Material	Wood
Construction Type	Wood
Roof Type	Reinforced Concrete
Roof Material	Composition Shingle
Lot Area	1,818 sqft (0.042 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1312 SPEIGHT AVE, 1
City	WACO
State	TX
Zip	76706-2176
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R3C
Legal Description	KYGER LOT 12 BLOCK 1 UNIT 1 BLDG A 7.14% CANTERBURY CONDO
Legal Subdivision	KYGER
Legal Block	1
Legal Lot Number	12
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	3
Census Block	3007
Census Tract	402

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1200 WEDGLEA DR, BEDFORD, TX 76021-2458
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 6, 2024	Vendor's Lien, Transfer · Conventional Mortgage EVERETT FINANCIAL INC
Mar 30, 2020	Warranty Deed, Transfer AMERICAN GUARANTY TITLE COMPANY, AMERICAN GUARANTY TITLE CO
Feb 28, 2018	Vendor's Lien, Transfer CENTRAL NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 6, 2024 · Amount on Record
Deed Sale	Jun 6, 2024 · Amount on Record
Prior Sale	Feb 28, 2018 · Amount on Record
Deed Document Number	202416846
Prior Transfer Date	Feb 20, 2018
Prior Transfer Doc	0000006493
Record Updated	Oct 29, 2026

June 2024: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Jun 6, 2024
Property Address	1312 SPEIGHT AVE # 1, 1, WACO, TX 76706-2176
Document Number	0000016846
Map Reference	VOL 2 PG 418
Instrument Date	Jun 6, 2024
Instrument	2024016846
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1200 WEDGLEA DR, BEDFORD, TX 76021-2458

Mortgage

Document Number	0000016847
Date	Jun 6, 2024
Instrument	2024016847

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2054

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Mar 30, 2020
Property Address	1312 SPEIGHT AVE # 1, 1, WACO, TX 76706-2176
Document Number	0000010402
Instrument Date	Mar 27, 2020
Instrument	10402
Transaction Type	Transfer
Record Updated	Jun 1, 2020
Title Company	AMERICAN GUARANTY TITLE COMPANY, AMERICAN GUARANTY TITLE CO

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	9504 HIDDEN MEADOW DR WOODWAY TX 767128727, WOODWAY, TX 76712-8727

February 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Feb 28, 2018
Property Address	1312 SPEIGHT AVE # 1, 1, WACO, TX 76706-2176
Document Number	0000006493
Map Reference	VOL2 PG418
Instrument Date	Feb 20, 2018
Instrument	2018006493
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	17035 EDINA CT, 17035, POWAY, CA 92064-1124

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1312 SPEIGHT AVE, WACO, TX 76706-2176

Mortgage

Document Number	0000006494
Date	Feb 28, 2018
Instrument	2018006494

Lender

Name	CENTRAL NATIONAL BANK
Type	Subprime Lender
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$145,000 (-40.2%) Land $30,506 Building $114,494	$145,000 (-40.2%) Land $30,506 Building $114,494
2025	$5,452.00 (+24.11%)	$242,490 (+49.41%) Land $27,730 Building $214,760	$242,490 (+49.41%) Land $27,730 Building $214,760
2024	$4,393.00 (+20.75%)
2023		$162,300 Land $27,730 Building $134,570	$162,300 Land $27,730 Building $134,570
2022	$3,638.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 480 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Central Link Broadband Fixed Wireless	100 / 20

May also be available: Pavlov Media, T-Mobile.

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