1312 Silversmith Ln, Rocklin, CA 95765 Property Records

Placer County property record for 1312 Silversmith Ln, Rocklin, CA 95765

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,455 sqft · built 2022
Owner	2 Individual Names on Record
Last Sale	$1,065,500 (Oct 2022)
Tax Bill	$15,640 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Jan 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`372-170-001-000`

Property Details

APN / Parcel Number

Primary APN	`372-170-001-000`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Building Area	3,455 sqft Living Area

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Garage Area	451 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1312 SILVERSMITH LN
City	ROCKLIN
State	CA
Zip	95765-5797
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10 WHITNEY RANCH PHASE II-F MOR EE-62
Legal Subdivision	WHITNEY RANCH
Legal Lot Number	10
Jurisdiction	PLACER CA
Township / Civil Division	LINCOLN
Census Block Group	1
Census Block	1003
Census Tract	21324

Owner

Source: Placer County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1312 SILVERSMITH LN, ROCKLIN, CA 95765-5797
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2022	Grant Deed, Subdivision Related Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 5, 2021	Grant Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2022 · Amount on Record
Deed Sale	Oct 5, 2022 · Amount on Record
Prior Sale	Jan 5, 2021 · Amount on Record
Deed Document Number	202275547
Record Updated	Sep 20, 2026

October 2022: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Oct 5, 2022
Property Address	1312 SILVERSMITH LN, ROCKLIN, CA 95765-5797
Document Number	0000075547
Map Reference	MB EE PG 62
Instrument Date	Oct 5, 2022
Instrument	2022-0075547
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 15, 2023
Title Company	FIRST AMERICAN TITLE COMPANY HOMEBU, FIRST AMER TTL CO HOMEBUILDE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1312 SILVERSMITH LN, ROCKLIN, CA 95765-5797

Mortgage

Document Number	0000075548
Date	Oct 5, 2022
Instrument	2022-0075548

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Nov 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	8.87%
Index	Other
Margin	3
Max Rate	8.87%

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Jan 5, 2021
Property Address	1312 SILVERSMITH LN, ROCKLIN, CA 95765-5797
Document Number	0000000932
Instrument Date	Jan 4, 2021
Instrument	932
Transaction Type	Transfer
Record Updated	Jan 21, 2021
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Tax	$7,285.00
Amount Accuracy	Full Value
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3200 DOUGLAS BLVD #110 ROSEVILLE CA 956614238, 110, ROSEVILLE, CA 95661-4238
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Municipality	Rocklin City
Unified School District	Rocklin Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,138,542 (+2%) Land $297,138 Building $841,404
2025	$15,640.00 (+2.16%) Homeowner's exemption	$1,116,218 (+4.04%) Land $291,312 Building $824,906
2023	$15,310.00 (+133.28%)	$1,072,875 Land $280,000 Building $792,875
2022	$6,563.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 67% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLACER CWA - FOOTHILL serves 93,417 people · EPA ID CA3110025
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 479 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Cal.net, DigitalPath.

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