Marathon County property record for 1312 Silver Spring St, Wausau, WI 54401
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | Individual Name on File |
| Last Sale | $243,000 (Sep 2023) |
| Tax Bill | $4,650 (2025) |
| Deeds & Mortgages | May 2023 Reverse Mortgage Sep 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 291-2907-224-0196 |
| Primary APN | 291-2907-224-0196 |
|---|
| Lot Area | 7,841 sqft (0.18 acres) |
|---|
| Street Address | 1312 SILVER SPRING ST |
|---|---|
| City | WAUSAU |
| State | WI |
| Zip | 54401-3407 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R31 |
| Legal Description | WESTVIEW TERRACE ADD PT OF LOT 3 BLK 2 - LOT 2 CSM (#19052) DOC #1844490 |
| Legal Range | 07 |
| Legal Township | 29 |
| Legal Section | 22 |
| Legal Quarter | NE |
| Legal Subdivision | WESTVIEW TERRACE ADD |
| Legal Block | 2 |
| Legal Lot Number | 3 |
| Jurisdiction | MARATHON WI |
| Township / Civil Division | WAUSAU |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 400 |
Source: Marathon County assessment roll, APN 291-2907-224-0196, as of January 1, 2024 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1312 SILVER SPRING ST, WAUSAU, WI 54401-3407 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 31, 2023 | Deed of Trust, Mortgage · Reverse Mortgage CLICK N CLOSE INC |
| Sep 21, 2023 | Warranty Deed, Transfer · Conventional Mortgage BANK FIRST NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 21, 2023 · Amount on Record |
| Deed Sale | Sep 21, 2023 · Amount on Record |
| Deed Document Number | 1887860 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARATHON WI |
| Property Address | 1312 SILVER SPRING ST, WAUSAU, WI 54401-3407 |
| Transaction Type | Mortgage |
| Record Updated | Oct 06, 2023 |
| Title Company | F/C TITLE SERVICES LLC, FNC TITLE SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 1312 SILVER SPRING ST, WAUSAU, WI 54401-3407 |
| Investor | Possibly a Property Investor |
| Document Number | 0001882159 |
|---|---|
| Date | May 31, 2023 |
| Instrument | 1882159 |
| Name | CLICK N CLOSE INC |
|---|---|
| Type | Mortgage Company |
| Address | BIRMINGHAM, AL 35243 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 796 Months |
| Due | Sep 01, 2089 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.12% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jul 01, 2023 |
| Change Frequency | Monthly |
| Index | 1-Year T-Bill |
| Max Rate | 12.1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARATHON WI |
| Recording Date | Sep 21, 2023 |
| Property Address | 1312 SILVER SPRING ST, WAUSAU, WI 54401-3407 |
| Document Number | 0001887860 |
| Map Reference | DOC 1844490 |
| Instrument Date | Sep 21, 2023 |
| Instrument | 1887860 |
| Transaction Type | Transfer |
| Record Updated | Oct 06, 2023 |
| Title Company | NOT AVAILABLE, AVENUE TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $729.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0001887861 |
|---|---|
| Date | Sep 21, 2023 |
| Instrument | 1887861 |
| Name | BANK FIRST NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2053 |
Source: Marathon County assessment roll as of January 1, 2024 · Last verified February 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Marathon County |
| Municipality | Wausau City |
| Unified School District | Wausau School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,650.00 (+6.65%) | $248,700 (+43.59%) Land $19,200 Building $229,500 | $261,027 (+25.7%) Land $20,152 Building $240,875 |
| 2023 | $4,360.00 | $173,200 Land $19,200 Building $154,000 | $207,652 Land $23,019 Building $184,633 |
Source: FEMA National Flood Hazard Layer, Marathon County (55073C), as of September 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 550730004003, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2015 · river or lake flooding |
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of Wisconsin |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 186 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Source: EPA Safe Drinking Water Information System, water system WI7370102, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WAUSAU WATERWORKS serves 39,994 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 6 ppb (2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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