1312 S McCoy St, Independence, MO 64055 Property Records

Jackson County property record for 1312 S McCoy St, Independence, MO 64055

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,862 sqft · built 1945
Lot Size	0.889 acres (38,724 sqft)
Owner	2 Individual Names on File
Last Sale	$130,100 (May 2017)
Tax Bill	$2,101 (2025)
Deeds & Mortgages	May 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-440-07-25`

Property Details

APN / Parcel Number

Primary APN	`26-440-07-25`
Alternative APNs	`26-440-07-25-00-0-00-000` `26440072500000001` `780465`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,862 sqft Living Area
1st Floor Area	880 sqft
Basement Area	1,120 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Architectural Style	Bungalow
Exterior Material	Brick/Stone
Construction Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	38,724 sqft (0.889 acres)
Lot Dimensions	252 ft deep x 162 ft wide
Garage Type	Detached
Garage Area	250 sqft
Parking Spaces	5 Parking Spaces
Porch	Open Porch
Porch Area	322 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	780465
Street Address	1312 S MCCOY ST
City	INDEPENDENCE
State	MO
Zip	64055-1131
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VORIS ACRES---PT LOT 1 DAF: BEG NE COR TH S 162 TH W 252 T H N 162 TH E 252 TO POB (EX E 10 IN ROW)
Legal Subdivision	VORIS ACRES
Legal Block	1
Legal Lot Number	1
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	1
Census Block	1009
Census Tract	12200

Owner

1312 S McCoy St is owned and occupied by two individuals who bought it in May 2017.

Source: Jackson County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1312 S MCCOY ST, INDEPENDENCE, MO 64055-1131
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 19, 2017 · Amount on File
Deed Sale	May 19, 2017 · Amount on File
Prior Sale	Jun 28, 2001 · Amount on File
Deed Document Number	2017E44651
Prior Transfer Date	Jan 15, 2003
Prior Transfer Doc	0000007391
Record Updated	Oct 29, 2026

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JACKSON MO
Recording Date	May 19, 2017
Property Address	1312 S MCCOY ST, INDEPENDENCE, MO 64055-1131
Document Number	0000E44651
Instrument Date	May 16, 2017
Instrument	44651E
Transaction Type	Transfer
Record Updated	Jan 9, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1312 S MCCOY ST INDEPENDENCE MO 640551131, INDEPENDENCE, MO 64055-1131

Mortgage

Document Number	E44652
Date	May 19, 2017
Instrument	44652E

Lender

Name	MO BK
Type	Bank
Address	LEES SUMMIT, MO 64086

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 18, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1312 S McCoy St was $2,101, down 25.4% from the year before.

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$29,399 (-) Land $5,018 Building $24,381	$154,730 (-)
2025	$2,101.00 (-25.39%)	$29,399 Land $5,018 Building $24,381	$154,730
2024	$2,816.00 (+2.36%)
2023	$2,751.00	$40,645 Land $2,122 Building $38,523	$213,920

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1312 S McCoy St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1982)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1312 S McCoy St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: KC Web, Wisper ISP.

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