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1312 Rose Bower Ave, Dayton, OH 45429 Property Records

Montgomery County property record for 1312 Rose Bower Ave, Dayton, OH 45429

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 860 sqft · built 1961
Lot Size0.14 acres (6,125 sqft)
OwnerIndividual Name on Record
Last Sale$92,500 (May 2018)
Tax Bill$2,731 (2024)
Deeds & MortgagesJan 2022 Mortgage
May 2018 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNN64 00207 0034

Property Details

APN / Parcel Number

Primary APNN64 00207 0034

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms4 Rooms
Stories1 Story
Building Area860 sqft Living Area
1st Floor Area860 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 1961
Effective Year BuiltEffective 2006
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Lot Area6,125 sqft (0.14 acres)
Lot Dimensions125 ft deep x 49 ft wide
Garage TypeDetached
Garage Area308 sqft
Parking Spaces1 Parking Space
Deck Area304 sqft
Patio Area304 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1312 ROSE BOWER AVE
CityDAYTON
StateOH
Zip45429-5124
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description164 RUBICON HTS
Legal SubdivisionRUBICON HTS
Legal Lot Number34
JurisdictionMONTGOMERY OH
Township / Civil DivisionKETTERING
Census Block Group2
Census Block2012
Census Tract21601

Owner

Source: Montgomery County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1312 ROSE BOWER AVE, DAYTON, OH 45429-5124
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 3, 2022Deed of Trust, Mortgage · FHA Mortgage
PENNYMAC LOAN SERVICES LLC
May 11, 2018Warranty Deed, Transfer · FHA Mortgage
DAS ACQUISITION
Jan 26, 2018Trustee's Deed, Foreclosure
Foreclosure Auction

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 11, 2018 · Amount on Record
Deed SaleMay 11, 2018 · Amount on Record
Prior SaleJan 26, 2018 · Amount on Record
Deed Document Number2018-00027548
Record UpdatedJun 8, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY OH
Property Address1312 ROSE BOWER AVE, DAYTON, OH 45429-5124
Transaction TypeMortgage
Record UpdatedJan 27, 2026
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000050
DateJan 3, 2022
Instrument2022-00000050
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2052

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONTGOMERY OH
Recording DateMay 11, 2018
Property Address1312 ROSE BOWER AVE, DAYTON, OH 45429-5124
Document Number0000027548
Instrument DateMay 3, 2018
Instrument27548
Transaction TypeTransfer
Record UpdatedJun 1, 2018
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$277.50
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1312 ROSE BOWER AVE DAYTON OH 454295124, DAYTON, OH 45429-5124

Mortgage

Document Number27557
DateMay 11, 2018
Instrument27557
Lender
NameDAS ACQUISITION
AddressLOUIS, MO 63141
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 10, 2048

January 2018: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionMONTGOMERY OH
Recording DateJan 26, 2018
Property Address1312 ROSE BOWER AVE, DAYTON, OH 45429-5124
Document Number0000005500
Instrument DateJan 26, 2018
Instrument5500
Transaction TypeForeclosure
Record UpdatedFeb 20, 2018

Transaction

AmountAmount Recorded
Tax$162.00
Amount AccuracyConfirmed
Additional
  • Foreclosure Auction
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address9767 BLUE SPRUCE DR SPRINGBORO OH 450665009, SPRINGBORO, OH 45066-5009

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyMontgomery County
MunicipalityKettering City
Unified School DistrictKettering City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$42,340 (-) Land $8,210 Building $34,130
2024$2,731.00 (+2.71%)
2023$2,659.00 (+0.95%)$42,340 (+27.72%) Land $8,210 Building $34,130$120,950 (+27.71%) Land $23,450 Building $97,500
2022$2,634.00$33,150 Land $6,410 Building $26,740
2020$94,710 Land $18,320 Building $76,390

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims2 (1979–2008)
Most Recent ClaimJun 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMONTGOMERY COUNTY WATER SERVICES 1 PWS
serves 150,207 people · EPA ID OH5701315
Water SourcePurchased surface water from DAYTON PUBLIC WATER SYSTEM
Last State InspectionJan 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2017
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
altafiber Network Solutions
Fiber		3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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