1312 Ridgeway Rd, Lugoff, SC 29078 Property Records

Kershaw County property record for 1312 Ridgeway Rd, Lugoff, SC 29078

Property Summary

Property Type	Single Family Home
Details	3,957 sqft
Lot Size	1.33 acres (57,935 sqft)
Owner	Individual Name on Record
Last Sale	$313,500 (Apr 2019)
Tax Bill	$2,124 (2025)
Deeds & Mortgages	May 2019 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`295-00-00-043`

Property Details

APN / Parcel Number

Primary APN	`295-00-00-043`
Alternative APNs	`0295 00 00 0430` `45469`

Interior

Stories	2 Stories
Building Area	3,957 sqft Gross Area
Gross Area	2,871 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Brick
Lot Area	57,935 sqft (1.33 acres)
Garage Type	Attached
Garage Area	810 sqft
Porch	Porch
Porch Area	36 sqft
Deck Area	240 sqft

Location & Zoning

Account Number	45469
Old Parcel Number	0295 00 00 0430
Street Address	1312 RIDGEWAY RD
City	LUGOFF
State	SC
Zip	29078-9233
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Description	TRACT 2
Legal Tract	2
Jurisdiction	KERSHAW SC
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2024
Census Tract	970402

Owner

Source: Kershaw County records, as of November 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1312 RIDGEWAY RD, LUGOFF, SC 29078-9233
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 26, 2019 · Amount on Record
Deed Sale	Apr 26, 2019 · Amount on Record
Deed Document Number	0004026140
Record Updated	Jun 8, 2026

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KERSHAW SC
Recording Date	May 15, 2019
Property Address	1312 RIDGEWAY RD, LUGOFF, SC 29078-9233
Document Number	0000003652
Book / Page	004026 / 000140
Instrument Date	Apr 26, 2019
Instrument	3652
Transaction Type	Transfer
Record Updated	May 30, 2019
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,159.95
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1312 RIDGEWAY RD LUGOFF SC 290789233, LUGOFF, SC 29078-9233

Mortgage

Document Number	3653
Date	May 15, 2019
Book Page	004026/000144
Instrument	3653

Lender

Name	GUARANTEED RATE AFFINITY LLC
Address	CHICAGO, IL 60613

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	May 14, 2034

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Kershaw County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Kershaw County
Unified School District	Kershaw County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,124.00 (-0.56%)	$313,300 (-) Land $20,000 Building $293,300	$313,300 (-)
2023	$2,136.00	$313,300 Land $20,000 Building $293,300	$313,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Sep 2024 · Hurricane Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 78% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ridgeway Rd

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