1312 Phillips Ave, New Bern, NC 28562 Property Records

Craven County property record for 1312 Phillips Ave, New Bern, NC 28562

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,816 sqft · built 1959
Lot Size	0.41 acres (17,879 sqft)
Owner	Individual Name on File
Tax Bill	$1,158 (2026)
Deeds & Mortgages	Jul 2026 Mortgage May 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`8-029-001`

Property Details

APN / Parcel Number

Primary APN	`8-029-001`
Alternative APN	`79823`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,816 sqft Living Area
1st Floor Area	1,816 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	17,879 sqft (0.41 acres)
Storage Building	225 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	79823
Street Address	1312 PHILLIPS AVE
City	NEW BERN
State	NC
Zip	28562-2800
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NR15
Legal Description	19 OAKLAND GARDENS
Legal Subdivision	OAKLAND GARDENS
Jurisdiction	CRAVEN NC
Township / Civil Division	8
Census Block Group	3
Census Block	3023
Census Tract	960600

Owner

1312 Phillips Ave is owned and occupied by an individual who acquired it in February 2010.

Source: Craven County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	1312 PHILLIPS AVE, NEW BERN, NC 28562-2800
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2026	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
May 23, 2022	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Feb 17, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
May 14, 2020	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Feb 15, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Feb 2, 2010
Transfer Doc	2890/0914
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Recording Date	Jul 29, 2026
Property Address	1312 PHILLIPS AVE, NEW BERN, NC 28562-2800
Document Number	0010159590
Book / Page	3890 / 5
Instrument Date	Jul 27, 2026
Instrument	202610159590
Transaction Type	Mortgage
Record Updated	Aug 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1312 PHILLIPS AVE, NEW BERN, NC 28562-2800

Mortgage

Document Number	0010159590,
Date	Jul 29, 2026
Book Page	3890/5
Instrument	202610159590

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.49%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	1312 PHILLIPS AVE, NEW BERN, NC 28562-2800
Transaction Type	Mortgage
Record Updated	Jun 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03726/1899
Date	May 23, 2022
Book Page	3726/1899
Instrument	10097351

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	1312 PHILLIPS AVE, NEW BERN, NC 28562-2800
Transaction Type	Mortgage
Record Updated	Mar 3, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3654/1176
Date	Feb 17, 2021
Book Page	3654/1176
Instrument	10069866

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	301 Months
Due	Mar 1, 2046

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	1312 PHILLIPS AVE, NEW BERN, NC 28562-2800
Transaction Type	Mortgage
Record Updated	Jun 25, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3612/1839
Date	May 14, 2020
Book Page	3612/1839
Instrument	10054516

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2035

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	1312 PHILLIPS AVE, NEW BERN, NC 28562-2800
Transaction Type	Mortgage
Record Updated	Mar 13, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3561/410
Date	Feb 15, 2019
Book Page	3561/410
Instrument	10033730

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2034

Tax Assessment & Valuation

The 2026 property tax bill for 1312 Phillips Ave was $1,158, up 3.5% from the year before.

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Municipality	New Bern City
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,158.00 (+3.49%)	$175,470 (-) Land $32,000 Building $143,470	$175,470 (-) Land $32,000 Building $143,470
2025	$1,119.00	$175,470 Land $32,000 Building $143,470	$175,470 Land $32,000 Building $143,470
2023	$1,224.00 (+30.63%)	$175,470 (+43.38%) Land $32,000 Building $143,470	$175,470 Land $32,000 Building $143,470
2022	$937.00	$122,380 Land $25,000 Building $97,380
2018			$122,380 Land $25,000 Building $97,380

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1312 Phillips Ave in Zone X, an area of minimal flood risk, though there have been 263 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 141 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	141 in force
Nearby Flood Claims	263 (1979–2018)
Claims Outside the SFHA	8 of 263
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 76 claims Hurricane Irene, Aug 2011 · 72 claims Severe Storms, Flooding, And Straight-line Winds, Oct 2010 · 53 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1312 Phillips Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NEW BERN serves 37,884 people · EPA ID NC0425010
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Optimum Cable	940 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed, Verizon.

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