1312 Panorama Point Way, Frederick, MD 21702 Property Records

Frederick County property record for 1312 Panorama Point Way, Frederick, MD 21702

Property Summary

Property Type	Townhouse
Details	3.5 ba · 2,700 sqft · built 2023
Lot Size	0.052 acres (2,283 sqft)
Owner	Individual Name on File
Last Sale	$468,190 (Jul 2023)
Tax Bill	$8,258 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Jul 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-603232`

Property Details

APN / Parcel Number

Primary APN	`02-603232`
Alternative APN	`603232`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	2,700 sqft Living Area
Gross Area	2,898 sqft
1st Floor Area	900 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	2,283 sqft (0.052 acres)
Garage Type	Attached
Garage Area	198 sqft
Deck Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	603232
Street Address	1312 PANORAMA POINT WAY
City	FREDERICK
State	MD
Zip	21702-1672
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT 150 SECTION 1 PL 2,283 SQ FT SYCAMORE RIDGE
Legal Lot Number	150
Jurisdiction	FREDERICK MD
Township / Civil Division	21, TUSCARORA
Census Block Group	3
Census Block	3009
Census Tract	751203

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1312 Panorama Point Way, a townhouse, is owned and occupied by an individual who acquired it in October 2025.

Source: Frederick County records, as of August 7, 2026

Owner of Record	Individual Name on File
Mailing Address	1312 PANORAMA POINT WAY, FREDERICK, MD 21702-1672
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2025	Intrafamily Transfer, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Jul 18, 2023	Deed, Transfer · Conventional Mortgage LENNAR MORTGAGE LLC
Jan 23, 2023	Deed, Transfer COMMUNITY TITLE NTWK, COMMUNITY TITLE NETWORK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 18, 2023 · Amount on File
Deed Sale	Jul 18, 2023 · Amount on File
Deed Book / Page	16523 / 165
Last Transfer Date	Oct 6, 2025
Transfer Doc	0176190475
Record Updated	Sep 20, 2026

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FREDERICK MD
Recording Date	Nov 25, 2025
Property Address	1312 PANORAMA POINT WAY, FREDERICK, MD 21702-1672
Document Number	0176190475
Book / Page	17619 / 475
Map Reference	MB 105 PG 173
Instrument Date	Oct 6, 2025
Transaction Type	Transfer
Record Updated	Dec 11, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1312 PANORAMA POINT WAY, FREDERICK, MD 21702-1672

Mortgage

Document Number	0017619480
Date	Nov 25, 2025
Instrument	17619/480

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2055

July 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Jul 18, 2023
Property Address	1312 PANORAMA POINT WAY, FREDERICK, MD 21702-1672
Document Number	0165230165
Book / Page	16523 / 165
Map Reference	MB 105 PG 173
Instrument Date	Jul 14, 2023
Transaction Type	Transfer
Record Updated	Sep 27, 2023
Title Company	NOT AVAILABLE, DOMA TITLE INSURANCE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,170.48
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1312 PANORAMA POINT WAY, FREDERICK, MD 21702-1672

Mortgage

Document Number	0016523176
Date	Jul 18, 2023
Instrument	16523/176

Lender

Name	LENNAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

January 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Jan 23, 2023
Property Address	1312 PANORAMA POINT WAY, FREDERICK, MD 21702-1672
Document Number	0163050425
Book / Page	16305 / 425
Map Reference	MB 105 PG 173&174
Instrument Date	Jan 12, 2023
Transaction Type	Transfer
Record Updated	Sep 27, 2023
Title Company	COMMUNITY TITLE NTWK, COMMUNITY TITLE NETWORK

Transaction

Amount	Amount on Record
Tax	$2,550.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7035 ALBERT EINSTEIN DR STE 200, 200, COLUMBIA, MD 21046-3375
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 1312 Panorama Point Way was $8,258, up 2.3% from the year before.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$460,467 (+2.87%)	$486,200 (+8.62%) Land $105,000 Building $381,200
2025	$8,258.00 (+2.34%) Homeowner's exemption	$447,600 Land $85,000 Building $362,600	$447,600 Land $85,000 Building $362,600
2024	$8,069.00 (+4.81%)
2023	$7,699.00 (+405.85%)	$423,400 (+398.12%)	$447,600 (+426.59%) Land $85,000 Building $362,600
2022	$1,522.00	$85,000 Land $85,000	$85,000 Land $85,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1312 Panorama Point Way in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1312 Panorama Point Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 85% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Glo Fiber.

Nearby Properties on Panorama Point Way

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures