1312 Olive St, Saint Joseph, MO 64503 Property Records

Buchanan County property record for 1312 Olive St, Saint Joseph, MO 64503

Property Summary

Property Type	Single Family Home
Details	976 sqft · built 1927
Lot Size	0.168 acres (7,320 sqft)
Owner	2 Individual Names on File
Tax Bill	$648 (2025)
Deeds & Mortgages	May 2019 Sale Jun 2007 Foreclosure + 1 more
APN	`06-4.0-17-001-004-004.000`

Property Details

APN / Parcel Number

Primary APN	`06-4.0-17-001-004-004.000`

Interior

Building Area	976 sqft Base Area
1st Floor Area	976 sqft

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Lot Area	7,320 sqft (0.168 acres)
Lot Dimensions	120 ft deep x 61 ft wide

Location & Zoning

Street Address	1312 OLIVE ST
City	SAINT JOSEPH
State	MO
Zip	64503-2442
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:COWAN'S SUB-DIVISION LOT:3 BLK:LGL DESC:W 46' L3 & E 15' L4
Legal Subdivision	COWANS SUB-DIVISION
Legal Lot Number	3
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2042
Census Tract	3002

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Patee Town Historic District listed 2002 · 72 contributing resources · NRIS 02000818

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1312 Olive St is owned and occupied by two individuals who acquired it in May 2019.

Source: Buchanan County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1312 OLIVE ST, SAINT JOSEPH, MO 64503-2442
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 3, 2019	Warranty Deed, Transfer
Jun 18, 2007	Trustee's Deed, Foreclosure · Conventional Mortgage ABN AMRO MORTGAGE GROUP INC
Dec 29, 2006	Trustee's Deed, Foreclosure FIRST HORIZON HOME LOAN CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 3, 2019
Deed Sale	May 3, 2019
Prior Sale	Aug 15, 2014
Deed Document Number	20193592
Deed Book / Page	3737 / 177
Prior Transfer Date	Dec 22, 2006
Prior Transfer Doc	02960/0765
Record Updated	Sep 20, 2026

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	May 3, 2019
Property Address	1312 OLIVE ST, SAINT JOSEPH, MO 64503-2442
Document Number	003737/177
Book / Page	3737 / 177
Instrument Date	May 2, 2019
Instrument	2019003592
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13313 CHARLOTTE ST, 13313, KANSAS CITY, MO 64146-1702

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1312 OLIVE ST, SAINT JOSEPH, MO 64503-2442

June 2007: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	BUCHANAN MO
Recording Date	Jun 18, 2007
Property Address	1312 OLIVE ST, SAINT JOSEPH, MO 64503-2442
Document Number	03003/0274
Book / Page	3003 / 0274
Instrument Date	Jun 15, 2007
Instrument	2007008414
Transaction Type	Foreclosure
Record Updated	Aug 16, 2022
Title Company	FIRST AMERICAN HALL ABSTRACT

Transaction

Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1312 OLIVE ST, 1312, SAINT JOSEPH, MO 64503-2442

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1312 OLIVE ST, SAINT JOSEPH, MO 64503-2442

Mortgage

Document Number	03003/0276
Date	Jun 18, 2007
Book Page	3003/0276
Instrument	2007008415

Lender

Name	ABN AMRO MORTGAGE GROUP INC
Type	Mortgage Company
Address	TROY, MI 48084

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2037

December 2006: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	BUCHANAN MO
Recording Date	Dec 29, 2006
Property Address	1312 OLIVE ST, SAINT JOSEPH, MO 64503-2442
Document Number	02960/0765
Book / Page	2960 / 0765
Instrument Date	Dec 22, 2006
Instrument	2006018795
Transaction Type	Foreclosure
Record Updated	Apr 3, 2026
Title Company	BEALL ABSTRACT AND TITLE COMPANY, HALL ABSTRACT & TITLE CO

Transaction

Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1312 OLIVE ST, SAINT JOSEPH, MO 64503-2442

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1312 OLIVE ST, SAINT JOSEPH, MO 64503-2442

Mortgage

Document Number	2006018796
Date	Dec 29, 2006
Instrument	2006018796

Lender

Name	FIRST HORIZON HOME LOAN CORP
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	241 Months
Due	Jan 1, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 1312 Olive St was $648, up 0.2% from the year before.

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$648.00 (+0.15%)	$9,050 Land $1,240 Building $7,810	$47,620 Land $6,500 Building $41,120
2024	$647.00 (+16.16%)
2023	$557.00 (-0.71%)	$8,510 (-) Land $1,240 Building $7,270	$44,750 Land $6,500 Building $38,250
2022	$561.00	$8,510 Land $1,240 Building $7,270
2021			$44,750 Land $6,500 Building $38,250

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 1312 Olive St; 2 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1312 Olive St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 609 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
AT&T Fixed Wireless	100 / 20

May also be available: United Fiber.

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