1312 Oley St, Reading, PA 19604 Property Records

Berks County property record for 1312 Oley St, Reading, PA 19604

Property Summary

Property TypeAuto Repair, Garage
Details5,900 sqft · built 1930
Lot Size0.28 acres (12,197 sqft)
OwnerCompany Name on Record
Last Sale$300,000 (Sep 2021)
Tax Bill$3,314 (2026)
Deeds & MortgagesAug 2026 Line of Credit
Oct 2018 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN5317-54-24-3081

Property Details

APN / Parcel Number

Primary APN5317-54-24-3081
Alternative APNs
  • 12-5317-54-24-3081
  • 12554900
  • 554900

Interior

Units2 Units
Stories1 Story
Building Area5,900 sqft Gross Area
1st Floor Area5,000 sqft
Basement Area5,000 sqft

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Exterior MaterialBrick
Lot Area12,197 sqft (0.28 acres)
View / LotNeighborhood

Utilities, Heating & Cooling

SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number12554900
Street Address1312 OLEY ST
CityREADING
StatePA
Zip19604
Property CategoryCommercial
Property TypeCommercial > Retail > Auto Repair, Garage
Legal Block24
JurisdictionBERKS PA
Township / Civil DivisionREADING
Census Block Group2
Census Block2005
Census Tract1500

Owner

Source: Berks County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1007 SUMMIT RD, TEMPLE, PA 19560-9601
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

DateDocument
Aug 28, 2026Deed of Trust, Mortgage · Line of Credit
RIVERFRONT FEDERAL CREDIT UNION
Oct 17, 2018Deed of Trust, Mortgage · Commercial Mortgage
RIVERVIEW BANK
Sep 2, 2021Deed, Transfer · Commercial Mortgage
RIVERFRONT FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 2, 2021 · Amount on Record
Deed SaleSep 2, 2021 · Amount on Record
Prior SaleJul 25, 2002 · Amount on Record
Deed Document Number202144178
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERKS PA
Recording DateAug 28, 2026
Property Address1312 OLEY ST, READING, PA 19604
Document Number0000028840
Instrument DateAug 25, 2026
Instrument202628840
Transaction TypeMortgage
Record UpdatedSep 9, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership, 266
Address1007 SUMMIT RD, TEMPLE, PA 19560-9601

Mortgage

Document Number0000028840,
DateAug 28, 2026
Instrument202628840
Lender
NameRIVERFRONT FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Max Rate-1%

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERKS PA
Property Address1312 OLEY ST, READING, PA 19604
Transaction TypeMortgage
Record UpdatedDec 12, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000036086
DateOct 17, 2018
Instrument2018036086
Lender
NameRIVERVIEW BANK
TypeBank
AddressREADING, PA 19610
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term179 Months
DueSep 14, 2033
Interest
Rate TypeAdjustable Rate

September 2021: Deed, Transfer

Document TypeDeed
JurisdictionBERKS PA
Recording DateSep 2, 2021
Property Address1312 OLEY ST, READING, PA 19604
Document Number0000044178
Instrument DateAug 30, 2021
Instrument2021044178
Transaction TypeTransfer
Record UpdatedDec 12, 2022
Title CompanyCONESTOGA TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,000.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1007 SUMMIT RD, TEMPLE, PA 19560-9601

Mortgage

Document Number0000044179
DateSep 2, 2021
Instrument2021044179
Lender
NameRIVERFRONT FCU
TypeCredit Union
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyBerks County
MunicipalityReading City
Unified School DistrictReading School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,314.00 (+6.63%)$117,400 (-) Land $50,400 Building $67,000$50,400 (-57.07%) Land $50,400
2024$3,108.00$117,400 Land $50,400 Building $67,000
1994$117,400 Land $50,400 Building $67,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemREADING AREA WATER AUTHORITY
serves 95,100 people · EPA ID PA3060059
Water SourceSurface water
Last State InspectionMay 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Apr 2025
E. coli
resolved · Oct 2018
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Greenlight Networks
Fiber
10,000 / 10,000
Xfinity
Cable
2,000 / 250

May also be available: T-Mobile, Verizon.

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