1312 Naples Ave, Cayce, SC 29033 Property Records

Lexington County property record for 1312 Naples Ave, Cayce, SC 29033

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,306 sqft · built 1950
Lot Size	0.207 acres (9,033 sqft)
Owner	Individual Name on File
Tax Bill	$690 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`005750-08-009`

Property Details

APN / Parcel Number

Primary APN	`005750-08-009`
Alternative APN	`0575008009`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,306 sqft Living Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1990
Exterior Material	Brick Veneer
Construction Type	Brick
Roof Material	Shingle
Lot Area	9,033 sqft (0.207 acres)

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	1312 NAPLES AVE
City	CAYCE
State	SC
Zip	29033-3127
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 4 & PT 5 BLK 122
Legal Block	122
Legal Lot Number	4
Jurisdiction	LEXINGTON SC
Township / Civil Division	WEST COLUMBIA-CAYCE
Census Block Group	1
Census Block	1009
Census Tract	20202

Owner

1312 Naples Ave is owned and occupied by an individual.

Source: Lexington County records, as of June 23, 2026

Owner of Record	Individual Name on File
Mailing Address	1312 NAPLES AVE, CAYCE, SC 29033-3127
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEXINGTON SC
Property Address	1312 NAPLES AVE, CAYCE, SC 29033-3127
Transaction Type	Mortgage
Record Updated	Nov 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2103502876
Date	Nov 21, 2022
Book Page	21035/2876
Instrument	2022050563

Lender

Name	SAFE FCU
Type	Credit Union
Address	SUMTER, SC 29151

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Nov 20, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 1312 Naples Ave was $690, up 10.8% from the year before.

Source: Lexington County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lexington County
Municipality	Cayce City
Unified School District	Lexington School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$690.00 (+10.75%)
2024	$623.00 (+4.88%)	$3,464 (-) Land $1,200 Building $2,264	$86,602 (-) Land $30,000 Building $56,602
2023	$594.00	$3,464 Land $1,200 Building $2,264	$86,602 Land $30,000 Building $56,602

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1312 Naples Ave in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	3 (2006–2015)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Oct 2015 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Oct 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1312 Naples Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 99.1% of South Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CAYCE serves 17,460 people · EPA ID SC3210003
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber · Fixed Wireless	5,000 / 5,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20