1312 N River Rd, Mount Prospect, IL 60056 Property Records

Cook County property record for 1312 N River Rd, Mount Prospect, IL 60056

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,493 sqft · built 1983
Lot Size	0.225 acres (9,815 sqft)
Owner	2 Individual Names on File
Last Sale	$665,000 (Oct 2026)
Tax Bill	$10,568 (2024)
Deeds & Mortgages	Oct 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-25-212-023`

Property Details

APN / Parcel Number

Primary APN	`03-25-212-023`
Alternative APN	`03-25-212-023-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,493 sqft Living Area
1st Floor Area	2,493 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1984
Architectural Style	Ranch
Exterior Material	Frame/Masonry
Construction Type	Frame
Roof Material	Asphalt
Lot Area	9,815 sqft (0.225 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1312 N RIVER RD
City	MOUNT PROSPECT
State	IL
Zip	60056-1850
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(KOTELS) SUB OF N172 OF S40RDS OF PT OF NE LYING W O F CTR LN OF RIVER RD & E OF W1288.35 IN SEC 25-42-11 *ALSO FILED AS T3
Legal Range	11E
Legal Township	42N
Legal Section	25
Legal Subdivision	KOTELS SUB
Legal Lot Number	2
Jurisdiction	COOK IL
Township / Civil Division	WHEELING
Census Block Group	4
Census Block	4009
Census Tract	802605

Owner

1312 N River Rd is owned by two individuals who bought it in October 2026.

Source: Cook County records, as of October 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	4648 N WINTHROP AVE, 3B, CHICAGO, IL 60640-7052
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 14, 2026 · Amount on File
Deed Sale	Oct 14, 2026 · Amount on File
Deed Document Number	20262410
Record Updated	Oct 29, 2026

October 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Oct 14, 2026
Property Address	1312 N RIVER RD, MOUNT PROSPECT, IL 60056-1850
Document Number	0000002410
Instrument Date	Sep 26, 2026
Instrument	20262872410
Transaction Type	Transfer
Record Updated	Oct 21, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$100,747.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4648 N WINTHROP AVE, 3B, CHICAGO, IL 60640-7052

Mortgage

Document Number	0000002411,
Date	Oct 14, 2026
Instrument	20262872411

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2056

Interest

Rate Type	Fixed Rate
Rate	7.2%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Wheeling Township
Municipality	Mount Prospect Village
Secondary School District	Township High School District 214 (09 - 12)
Elementary School District	River Trails School District 26 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$49,000 Land $9,324 Building $39,676	$490,000 Land $93,240 Building $396,760
2024	$10,568.00 (+3.44%)
2023	$10,217.00 (+4.81%)
2022	$9,748.00 Homeowner's exemption Senior Citizen's exemption	$40,000 Land $7,852 Building $32,148	$400,000 Land $78,520 Building $321,480

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1312 N River Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2008–2013)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1312 N River Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 42% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHICAGO SUBURBAN private · serves 11,187 people · EPA ID IL0315150
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20