1312 Melrose Dr, Waco, TX 76710 Property Records

McLennan County property record for 1312 Melrose Dr, Waco, TX 76710

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,502 sqft · built 1963
Lot Size0.187 acres (8,125 sqft)
OwnerIndividual Name on File
Last Sale$114,400 (Aug 2016)
Tax Bill$1,644 (2025)
Deeds & MortgagesApr 2022 Mortgage
Apr 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN48-032702-031423-0

Property Details

APN / Parcel Number

Primary APN48-032702-031423-0
Alternative APNs
  • 4803270203142300111
  • 184903

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,502 sqft Living Area
Gross Area1,994 sqft
1st Floor Area1,502 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1987
Exterior MaterialBrick Veneer
Roof MaterialComposition Shingle
Lot Area8,125 sqft (0.187 acres)
Lot Dimensions125 ft deep x 65 ft wide
Garage TypeAttached
Garage Area492 sqft
DrivewayConcrete Driveway
Driveway Area1,056 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area230 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address1312 MELROSE DR
CityWACO
StateTX
Zip76710-4140
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1B
Legal DescriptionPARKDALE LOT 6 BLOCK E ACRES .1865
Legal SubdivisionPARKDALE
Legal BlockE
Legal Lot Number6
JurisdictionMCLENNAN TX
Township / Civil DivisionWACO
Census Block Group3
Census Block3000
Census Tract2501

Owner

1312 Melrose Dr is owned and occupied by an individual who bought it in August 2016.

Source: McLennan County records, as of August 24, 2026

Owner of RecordIndividual Name on File
Mailing Address1312 MELROSE DR, WACO, TX 76710-4140
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 14, 2022Deed of Trust, Mortgage · Conventional Mortgage
ROYAL UNITED MORTGAGE LLC
Apr 7, 2021Deed of Trust, Mortgage · Conventional Mortgage
ROYAL UNITED MORTGAGE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 4, 2016 · Amount on File
Deed SaleAug 4, 2016 · Amount on File
Deed Document Number201625264
Prior Transfer DateJul 29, 2016
Prior Transfer Doc0000025264
Record UpdatedOct 29, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLENNAN TX
Property Address1312 MELROSE DR, WACO, TX 76710-4140
Transaction TypeMortgage
Record UpdatedApr 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000014924
DateApr 14, 2022
Instrument2022014924
Lender
NameROYAL UNITED MORTGAGE LLC
TypeMortgage Company
AddressINDIANAPOLIS, IN 46250
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2052

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLENNAN TX
Property Address1312 MELROSE DR, WACO, TX 76710-4140
Transaction TypeMortgage
Record UpdatedApr 21, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000012690
DateApr 7, 2021
Instrument2021012690
Lender
NameROYAL UNITED MORTGAGE LLC
TypeMortgage Company
AddressINDIANAPOLIS, IN 46250
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1312 Melrose Dr was $1,644 with exemptions applied, up 19.2% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateTexas
CountyMcLennan County
MunicipalityWaco City
Unified School DistrictWaco Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$221,389 (+2.08%) Land $21,369 Building $200,020$221,389 (-7.49%) Land $21,369 Building $200,020
2025$1,644.00 (+19.22%) Homeowner's exemption Senior Citizen's exemption$216,868 Land $19,420 Building $219,890$239,310 Land $19,420 Building $219,890
2024$1,379.00
2023$240,340 Land $19,420 Building $220,920$240,340 Land $19,420 Building $220,920
2022$1,173.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1312 Melrose Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1312 Melrose Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.8% of Texas
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WACO
serves 146,241 people · EPA ID TX1550008
Water SourceSurface water
Last State InspectionMay 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Astound Broadband
Cable · Fiber in parts of the area
1,500 / 50
Spectrum
Cable · Fiber in parts of the area
1,000 / 50
Nextlink
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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