1312 Melrose Ave, Modesto, CA 95350 Property Records

Stanislaus County property record for 1312 Melrose Ave, Modesto, CA 95350

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,458 sqft · built 1947
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Trust Names on File
Tax Bill	$1,535 (2026)
Deeds & Mortgages	Sep 2022 Reverse Mortgage Jun 2021 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`031-014-063-000`

Property Details

APN / Parcel Number

Primary APN	`031-014-063-000`
Alternative APNs	`0311463000` `0311463`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,458 sqft Living Area
1st Floor Area	1,458 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Exterior Material	Block
Construction Type	Masonry / Concrete Block
Lot Area	10,454 sqft (0.24 acres)
View / Lot	Corner
Garage Area	1,020 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1312 MELROSE AVE
City	MODESTO
State	CA
Zip	95350-5509
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	MENSINGER COLONY
Legal Block	3
Legal Lot Number	25
Jurisdiction	STANISLAUS CA
Township / Civil Division	MODESTO
Census Block Group	3
Census Block	3001
Census Tract	1100

Owner

1312 Melrose Ave is owner-occupied and held in a trust since May 2014.

Source: Stanislaus County records, as of October 21, 2026

Owner of Record	2 Trust Names on File
Mailing Address	1312 MELROSE AVE, MODESTO, CA 95350-5509
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2022	Deed of Trust, Mortgage · Reverse Mortgage THE MONEY HOUSE INC
Jun 10, 2021	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	May 14, 2014
Transfer Doc	0000035539
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	1312 MELROSE AVE, MODESTO, CA 95350-5509
Transaction Type	Mortgage
Record Updated	Sep 26, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1312 MELROSE AVE, MODESTO, CA 95350-5509

Mortgage

Document Number	0000061772
Date	Sep 14, 2022
Instrument	2022-0061772

Lender

Name	THE MONEY HOUSE INC
Type	Mortgage Company
Address	ORLANDO, FL 32819

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	909 Months
Due	Jun 4, 2098

Interest

Rate Type	Adjustable Rate
Rate	4.99%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2022
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	9.99%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	1312 MELROSE AVE, MODESTO, CA 95350-5509
Transaction Type	Mortgage
Record Updated	Jun 25, 2021
Title Company	FNC TITLE OF CALIFORNIA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1312 MELROSE AVE, MODESTO, CA 95350-5509

Mortgage

Document Number	0000055588
Date	Jun 10, 2021
Instrument	2021-0055588

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	924 Months
Due	Jun 4, 2098

Interest

Rate Type	Adjustable Rate
Rate	2.15%
Type Change Date	Jun 1, 2021
Change Frequency	Annually
Index	1-Year LIBOR
Max Rate	7.15%

Tax Assessment & Valuation

The 2026 property tax bill for 1312 Melrose Ave was $1,535 with a homeowner's exemption, up 1.2% from the year before.

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Modesto City
Elementary School District	Modesto City Elementary School District (KG - 08)
Secondary School District	Modesto City High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$1,535.00 (+1.19%) Homeowner's exemption	$139,497 (+2%) Land $44,665 Building $94,832
2025	$1,517.00 Homeowner's exemption	$136,763 Land $43,790 Building $92,973
2023	$1,267.00 (+2.59%) Homeowner's exemption	$117,684 Land $42,091 Building $75,593
2022	$1,235.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1312 Melrose Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 23, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1312 Melrose Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MODESTO serves 218,915 people · EPA ID CA5010010
Water Source	Purchased surface water from MODESTO IRRIGATION DISTRICT
Last State Inspection	Jan 2025
Lead	12 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 557 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: ezWave, Verizon.

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