Hardin County property record for 1312 Main St, West Point, KY 40177
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 768 sqft · built 1957 |
| Lot Size | 0.241 acres (10,498 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $32,000 (Jul 1999) |
| Tax Bill | $77 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 136-30-01-074 |
| Primary APN | 136-30-01-074 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 768 sqft Living Area |
| Year Built | Built 1957 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Foundation Type | Raised |
| Lot Area | 10,498 sqft (0.241 acres) |
| Heating System | Central |
|---|---|
| Heating Fuel | Gas |
| Street Address | 1312 MAIN ST |
|---|---|
| City | WEST POINT |
| State | KY |
| Zip | 40177-1026 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GEOGHEGAN ADD LT 21 & 49 |
| Legal Subdivision | GEOGHEGAN ADD |
| Legal Lot Number | 21-49 49 |
| Jurisdiction | HARDIN KY |
| Township / Civil Division | WEST POINT |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 100 |
1312 Main St is owned and occupied by two individuals who bought it in July 1999.
Source: Hardin County records, as of January 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1312 MAIN ST, WEST POINT, KY 40177-1026 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 24, 1999 · Amount on File |
| Deed Sale | Jul 24, 1999 · Amount on File |
| Deed Document Number | 0000941187 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 1312 Main St was $77 with exemptions applied.
Source: Hardin County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Hardin County |
| Municipality | West Point City |
| Unified School District | Hardin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $77.00 Homeowner's exemption Additional exemption filed | $50,100 Land $5,200 Building $44,900 | $50,100 Land $5,200 Building $44,900 |
| 2023 | $50,100 Land $5,200 Building $44,900 | $50,100 Land $5,200 Building $44,900 | |
| 2021 | $171.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1312 Main St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 82 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 82 in force |
| Nearby Flood Claims | 266 (1978–2026) |
| Claims Outside the SFHA | 5 of 266 |
| Most Recent Claim | Jun 2026 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1312 Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARDIN COUNTY WATER DISTRICT #1 serves 30,230 people · EPA ID KY0470393 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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