1312 Main St, Sandpoint, ID 83864 Property Records

Bonner County property record for 1312 Main St, Sandpoint, ID 83864

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 642 sqft · built 1939
Lot Size	0.114 acres (4,966 sqft)
Owner	2 Individual Names on Record
Last Sale	$346,800 (May 2022)
Tax Bill	$961 (2026)
Deeds & Mortgages	Sep 2026 Line of Credit May 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`RPS0500043014AA`

Property Details

APN / Parcel Number

Primary APN	`RPS0500043014AA`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	642 sqft Finished Area
1st Floor Area	642 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1939
Effective Year Built	Effective 2000
Exterior Material	Concrete
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Galvanized Metal
Lot Area	4,966 sqft (0.114 acres)
Garage Type	Built-in

Utilities, Heating & Cooling

Cooling System	None
Heating System	Wood Furnace
Heating Fuel	Wood

Location & Zoning

Street Address	1312 MAIN ST
City	SANDPOINT
State	ID
Zip	83864-2023
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	22-57N-2W WEST END ADDN BLK 43 LOTS 14 & 15
Legal Range	02W
Legal Township	57N
Legal Section	22
Legal Subdivision	WEST END ADDN
Legal Block	43
Legal Lot Number	14-15
Jurisdiction	BONNER ID
Township / Civil Division	SANDPOINT
Census Block Group	1
Census Block	1034
Census Tract	950300

Owner

Source: Bonner County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1312 MAIN ST, SANDPOINT, ID 83864-2023
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2026	Deed of Trust, Mortgage · Line of Credit FIRST TECHNOLOGY FEDERAL CREDIT UNION
May 10, 2022	Warranty Deed, Transfer · Conventional Mortgage GATEWAY FIRST BANK
Sep 25, 2020	Warranty Deed, Transfer · Commercial Mortgage RIVERBANK
Mar 11, 2020	Deed of Trust, Mortgage · Line of Credit MOUNTAIN WEST BANK
Sep 5, 2017	Personal Representative Deed, Transfer · Line of Credit M STANLEY HEPLER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 10, 2022 · Amount on Record
Deed Sale	May 10, 2022 · Amount on Record
Prior Sale	Sep 25, 2020 · Amount on Record
Deed Document Number	20221005152
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Recording Date	Sep 4, 2026
Property Address	1312 MAIN ST, SANDPOINT, ID 83864-2023
Document Number	0001066772
Instrument Date	Aug 28, 2026
Instrument	20261066772
Transaction Type	Mortgage
Record Updated	Sep 16, 2026
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1312 MAIN ST, SANDPOINT, ID 83864-2023

Mortgage

Document Number	0001066772,
Date	Sep 4, 2026
Instrument	20261066772

Lender

Name	FIRST TECHNOLOGY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 25, 2056

Interest

Max Rate	-1%

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BONNER ID
Recording Date	May 10, 2022
Property Address	1312 MAIN ST, SANDPOINT, ID 83864-2023
Document Number	0001005152
Map Reference	MB 1 PG 63
Instrument Date	May 9, 2022
Instrument	1005152
Transaction Type	Transfer
Record Updated	May 25, 2022
Title Company	ALLIANCE TITLE SANDPOINT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1312 MAIN ST, SANDPOINT, ID 83864-2023

Mortgage

Document Number	0001005153
Date	May 10, 2022
Instrument	1005153

Lender

Name	GATEWAY FIRST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BONNER ID
Recording Date	Sep 25, 2020
Property Address	1312 MAIN ST, SANDPOINT, ID 83864-2023
Document Number	966334
Map Reference	MB 1 PG 63
Instrument Date	Aug 25, 2020
Instrument	966334
Transaction Type	Transfer
Record Updated	Jun 21, 2021
Title Company	ALLIANCE TITLE SANDPOINT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19610 N BERNHILL RD, COLBERT, WA 99005-9556

Mortgage

Document Number	966335
Date	Sep 25, 2020
Instrument	966335

Lender

Name	RIVERBANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	1312 MAIN ST, SANDPOINT, ID 83864-2023
Transaction Type	Mortgage
Record Updated	Apr 9, 2020
Title Company	ALLIANCE TITLE SAANDPOINT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	954362
Date	Mar 11, 2020
Instrument	954362

Lender

Name	MOUNTAIN WEST BANK
Type	Bank
Address	SANDPOINT, ID 83864

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2017: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	BONNER ID
Recording Date	Sep 5, 2017
Property Address	1312 MAIN ST, SANDPOINT, ID 83864-2023
Document Number	0000910884
Map Reference	MB1 PG63
Instrument Date	Sep 5, 2017
Instrument	910884
Transaction Type	Transfer
Record Updated	Oct 12, 2023
Title Company	SANDPOINT TITLE INSURANCE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	PO BOX 702, SANDPOINT, ID 83864-0702
Investor	Possibly a Property Investor

Mortgage

Document Number	0000910886
Date	Sep 5, 2017
Instrument	910886

Lender

Name	M STANLEY HEPLER
Type	Private Party

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	48 Months
Due	Sep 1, 2021

Tax Assessment & Valuation

Source: Bonner County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Bonner County
Municipality	Sandpoint City
Unified School District	Lake Pend Oreille School District 84 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$961.00 (+9.45%) Homeowner's exemption	$247,592 (+0.5%) Land $164,142 Building $83,450	$247,592 (+0.5%) Land $164,142 Building $83,450
2025	$878.00 (+6.68%) Homeowner's exemption	$246,372 (-1.44%) Land $164,142 Building $82,230	$246,372 (-1.44%) Land $164,142 Building $82,230
2023	$823.00 Homeowner's exemption	$249,975 Land $164,142 Building $85,833	$249,975 Land $164,142 Building $85,833

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 95% of Idaho
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANDPOINT PUBLIC WORKS DEPT serves 12,284 people · EPA ID ID1090121
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 477 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Ting Fiber	1,000 / 1,000
Vyve Broadband Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
MountainLink Fixed Wireless	250 / 50
Intermax Networks Fixed Wireless	100 / 20

May also be available: Kaniksu Internet.

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