1312 Locust St, Des Moines, IA 50309 Property Records

Polk County property record for 1312 Locust St, Des Moines, IA 50309

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Details	4 bd · 4 ba · 37,112 sqft · built 1915
Lot Size	0.575 acres (25,050 sqft)
Owner	Company Name on File
Last Sale	$10,000,000 (Dec 2019)
Tax Bill	$125,208 (2024)
Deeds & Mortgages	Dec 2019 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`7824-04-361-002`

Property Details

APN / Parcel Number

Primary APN	`7824-04-361-002`
Alternative APN	`020/00045-001-000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	3 Stories
Building Area	37,112 sqft Total Area
1st Floor Area	16,706 sqft
Upper Floors Area	1,800 sqft
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1996
Exterior Material	Brick/Stone
Construction Type	Frame
Fire Resistance	Masonry Walls, Wood Interior
Foundation Type	Concrete
Roof Type	Flat
Roof Material	Urethane Foam
Lot Area	25,050 sqft (0.575 acres)
Lot Dimensions	167 ft deep x 150 ft wide
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Package Unit
Sewer	Connected

Location & Zoning

Street Address	1312 LOCUST ST
City	DES MOINES
State	IA
Zip	50309-2900
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Local Zoning Code	C-3A
Legal Description	LTS 10 THRU 12 BLK 2 ALLENS ADDITION
Legal Range	24W
Legal Township	78N
Legal Section	04
Legal Subdivision	ALLENS ADD
Legal Block	2
Legal Lot Number	10,12 11
Jurisdiction	POLK IA
Township / Civil Division	DES MOINES
Census Block Group	2
Census Block	2029
Census Tract	5101

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Chamberlain, D.S., Building listed 2007 · NRIS 07000346

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1312 Locust St, a commercial property, is owned by a company that acquired it in December 2019.

Source: Polk County records, as of October 15, 2025

Owner of Record	Company Name on File
Mailing Address	5959 VILLAGE VIEW DR STE 200, 200, WEST DES MOINES, IA 50266-3845
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 13, 2019 · Amount on File
Deed Sale	Dec 13, 2019 · Amount on File
Deed Document Number	0017634338
Deed Book / Page	17634 / 338
Last Transfer Date	Dec 19, 2019
Transfer Doc	201900054689
Record Updated	Jun 8, 2026

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Dec 19, 2019
Property Address	1312 LOCUST ST, DES MOINES, IA 50309-2900
Document Number	201900054689
Book / Page	17634 / 0338
Instrument Date	Dec 13, 2019
Instrument	2019-00054689
Transaction Type	Transfer
Record Updated	Oct 19, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$15,999.20
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2000 FULLER RD, WEST DES MOINES, IA 50265-5601

Mortgage

Document Number	201900054691
Date	Dec 19, 2019
Instrument	2019-00054691

Lender

Name	TWO RIVERS BANK & TRUST
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$3,720,000 Land $827,000 Building $2,893,000	$3,720,000 Land $827,000 Building $2,893,000
2024	$125,208.00
2023		$3,260,000 Land $827,000 Building $2,433,000	$3,260,000 Land $827,000 Building $2,433,000
2020	$111,654.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1312 Locust St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1312 Locust St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000

May also be available: AT&T, CenturyLink, Google Fiber, ICS Advanced Technologies, T-Mobile, Verizon, Vero Fiber.