1312 Laurence St, Irondale (Birmingham), AL 35210 Property Records

Jefferson County property record for 1312 Laurence St, Irondale, AL 35210

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,140 sqft · built 1957
Lot Size	0.225 acres (9,800 sqft)
Owner	Individual Name on File
Last Sale	$310,000 (May 2026)
Tax Bill	$1,265 (2025)
Deeds & Mortgages	Nov 2021 Mortgage May 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`23-00-23-4-003-020.000`

Property Details

APN / Parcel Number

Primary APN	`23-00-23-4-003-020.000`
Alternative APNs	`23234003020000RR00` `331248`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,140 sqft Living Area
1st Floor Area	1,140 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1957
Effective Year Built	Effective 2010
Exterior Material	Brick
Foundation Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	9,800 sqft (0.225 acres)
Lot Dimensions	140 ft deep x 70 ft wide
Terrain	Rolling
Garage Type	Carport
Carport	Carport
Porch	Slab
Porch Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	331248
Street Address	1312 LAURENCE ST
City	IRONDALE
State	AL
Zip	35210-1402
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 7 BLK 6 CREST FOREST 44/16
Legal Range	02W
Legal Township	17S
Legal Section	23
Legal Subdivision	CREST FOREST
Legal Block	6
Legal Lot Number	7
Jurisdiction	JEFFERSON AL
Township / Civil Division	BIRMINGHAM
Census Block Group	1
Census Block	1038
Census Tract	12602

Owner

1312 Laurence St is owned and occupied by an individual who bought it in May 2026.

Source: Jefferson County records, as of July 8, 2026

Owner of Record	Individual Name on File
Mailing Address	1312 LAURENCE ST, IRONDALE, AL 35210-1402
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage ALABAMA HOME MORTGAGE LOANS
May 20, 2026	Warranty Deed, Transfer · Conventional Mortgage LEADER ONE FINANCIAL CORPORATION
May 20, 2026	Warranty Deed, Transfer
Apr 25, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 20, 2026 · Amount on File
Deed Sale	May 20, 2026 · Amount on File
Prior Sale	Apr 25, 2017 · Amount on File
Deed Document Number	202645847
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON AL
Property Address	1312 LAURENCE ST, IRONDALE, AL 35210-1402
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1312 LAURENCE ST, IRONDALE, AL 35210-1402

Mortgage

Document Number	0000131769
Date	Nov 17, 2021
Instrument	2021131769

Lender

Name	ALABAMA HOME MORTGAGE LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON AL
Recording Date	May 20, 2026
Property Address	1312 LAURENCE ST, IRONDALE, AL 35210-1402
Document Number	0000045847
Instrument Date	May 19, 2026
Instrument	202645847
Transaction Type	Transfer
Record Updated	Jun 2, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$31,310.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1312 LAURENCE ST, IRONDALE, AL 35210-1402

Mortgage

Document Number	0000045848,
Date	May 20, 2026
Instrument	202645848

Lender

Name	LEADER ONE FINANCIAL CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON AL
Recording Date	May 20, 2026
Property Address	1312 LAURENCE ST, IRONDALE, AL 35210-1402
Document Number	0000045847
Instrument Date	May 18, 2026
Instrument	202645847
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1312 LAURENCE ST, IRONDALE, AL 35210-1402

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON AL
Recording Date	Apr 25, 2017
Property Address	1312 LAURENCE ST, IRONDALE, AL 35210-1402
Document Number	0000040647
Instrument Date	Apr 11, 2017
Instrument	2017040647
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1312 LAURENCE ST, IRONDALE, AL 35210-1402

Tax Assessment & Valuation

The 2025 property tax bill for 1312 Laurence St was $1,265.

Source: Jefferson County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Jefferson County
Municipality	Irondale City
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,265.00 Homeowner's exemption	$21,060	$210,500 Land $88,000 Building $122,500
2024	$1,265.00
2023		$21,060 Land $8,804 Building $12,256	$210,500 Land $88,000 Building $122,500
2022	$948.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1312 Laurence St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective March 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1979–1982)
Most Recent Claim	Dec 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1312 Laurence St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 82% of Alabama
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRONDALE WATER SYSTEM serves 10,098 people · EPA ID AL0000751
Water Source	Groundwater
Last State Inspection	Aug 2024
Also Mapped Here	CENTRAL ALABAMA WATER
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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