1312 Herman Rd, Loris, SC 29569 Property Records

Horry County property record for 1312 Herman Rd, Loris, SC 29569

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,480 sqft · built 1976
Lot Size	0.969 acres (42,253 sqft)
Owner	2 Individual Names on File
Last Sale	$147,000 (Aug 2019)
Tax Bill	$2,093 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`175-04-03-0008`

Property Details

APN / Parcel Number

Primary APN	`175-04-03-0008`
Alternative APN	`0380001054`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,480 sqft Living Area

Exterior

Year Built	Built 1976
Architectural Style	Ranch
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	42,253 sqft (0.969 acres)
Garage Type	Carport
Carport	Carport
Carport Area	224 sqft
Parking Spaces	1 Parking Space
Shed	1 Shed
Shed Area	80 sqft
Canopy	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Old Parcel Number	0380001054
Street Address	1312 HERMAN RD
City	LORIS
State	SC
Zip	29569-8358
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	FA
Legal Description	W OF 140;
Jurisdiction	HORRY SC
Township / Civil Division	LORIS
Census Block Group	2
Census Block	2047
Census Tract	20100

Owner

1312 Herman Rd is owned and occupied by two individuals who bought it in August 2019.

Source: Horry County records, as of February 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1312 HERMAN RD, LORIS, SC 29569-8358
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2022	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK
Aug 15, 2019	Warranty Deed, Transfer · Conventional with PMI VANDERBILT MTG & FIN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 15, 2019 · Amount on File
Deed Sale	Aug 15, 2019 · Amount on File
Prior Sale	Dec 3, 2008 · Amount on File
Deed Document Number	0042333395
Deed Book / Page	4233 / 3395
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HORRY SC
Property Address	1312 HERMAN RD, LORIS, SC 29569-8358
Transaction Type	Mortgage
Record Updated	Mar 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1312 HERMAN RD, LORIS, SC 29569-8358

Mortgage

Document Number	65080000001369
Date	Jan 20, 2022
Book Page	0000006508/0000001369

Lender

Name	TRUIST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jan 1, 2042

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HORRY SC
Recording Date	Aug 15, 2019
Property Address	1312 HERMAN RD, LORIS, SC 29569-8358
Document Number	4233/3395
Book / Page	004233 / 003395
Instrument Date	Aug 15, 2019
Transaction Type	Transfer
Record Updated	Mar 3, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$544.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1312 HERMAN RD LORIS SC 295698358, LORIS, SC 29569-8358

Mortgage

Document Number	6119/2356
Date	Aug 15, 2019
Book Page	006119/002356

Lender

Name	VANDERBILT MTG & FIN
Type	Mortgage Company

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 14, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1312 Herman Rd was $2,093.

Source: Horry County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Horry County
Unified School District	Horry County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,093.00		$166,115 (-) Land $60,000 Building $106,115
2024	$2,093.00 (+4.65%)	$6,645 (-24.81%) Land $2,400 Building $4,245	$166,115 (+12.77%) Land $60,000 Building $106,115
2023	$2,000.00	$8,838 Land $720 Building $8,118	$147,300 Land $12,000 Building $135,300
2021	$1,969.00	$5,892 Land $480 Building $5,412	$147,300 Land $12,000 Building $135,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1312 Herman Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (2016–2018)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Oct 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1312 Herman Rd is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 59% of South Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAND STRAND W&SA/BULL CREEK serves 252,840 people · EPA ID SC2620004
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
HTC Fiber	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

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