1312 Helms Dr, Wabash, IN 46992 Property Records

Wabash County property record for 1312 Helms Dr, Wabash, IN 46992

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,563 sqft · built 1983
Lot Size	0.241 acres (10,500 sqft)
Owner	Individual Name on Record
Last Sale	$189,140 (Sep 2025)
Tax Bill	$1,780 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Jan 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`85-14-03-304-048.000-008`

Property Details

APN / Parcel Number

Primary APN	`85-14-03-304-048.000-008`
Alternative APNs	`01098725262` `0130026900`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,563 sqft Living Area
1st Floor Area	1,563 sqft
Basement Area	475 sqft
Unfinished Basement	475 sqft

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Construction Type	Masonry / Concrete Block
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	10,500 sqft (0.241 acres)
Lot Dimensions	140 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	717 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	01098725262
Street Address	1312 HELMS DR
City	WABASH
State	IN
Zip	46992-1528
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUNNYMEDE CONT 2 SEC D LOT 78
Legal Subdivision	SUNNYMEDE CONTINUATION 2 SEC D
Legal Lot Number	78
Jurisdiction	WABASH IN
Township / Civil Division	NOBLE
Census Block Group	4
Census Block	4006
Census Tract	102700

Owner

Source: Wabash County records, as of June 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1312 HELMS DR, WABASH, IN 46992-1528
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST FEDERAL SAVINGS BANK
Jan 13, 2021	Deed of Trust, Mortgage · Line of Credit FIRST FEDERAL SAVINGS BANK
Dec 19, 2011	Deed of Trust, Mortgage · Line of Credit FIRST MERCHANTS BANK NA
Sep 5, 2025	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 5, 2025 · Amount on Record
Deed Sale	Sep 5, 2025 · Amount on Record
Prior Sale	Sep 8, 2014 · Amount on Record
Deed Document Number	2025489096
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WABASH IN
Property Address	1312 HELMS DR, WABASH, IN 46992-1528
Transaction Type	Mortgage
Record Updated	May 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020R463169
Date	Jul 14, 2020
Instrument	2020R463169

Lender

Name	FIRST FEDERAL SAVINGS BANK
Type	Bank
Address	HUNTINGTON, IN 46750

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2035

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WABASH IN
Property Address	1312 HELMS DR, WABASH, IN 46992-1528
Transaction Type	Mortgage
Record Updated	May 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1312 HELMS DR, WABASH, IN 46992-1528

Mortgage

Document Number	2021R466299
Date	Jan 13, 2021
Instrument	2021R466299

Lender

Name	FIRST FEDERAL SAVINGS BANK
Type	Bank
Address	HUNTINGTON, IN 46750

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jan 8, 2031

December 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WABASH IN
Property Address	1312 HELMS DR, WABASH, IN 46992-1528
Transaction Type	Mortgage
Record Updated	May 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2011419952
Date	Dec 19, 2011
Instrument	2011419952

Lender

Name	FIRST MERCHANTS BANK NA
Address	WABASH, IN 46992

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Dec 2, 2021

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WABASH IN
Recording Date	Sep 5, 2025
Property Address	1312 HELMS DR, WABASH, IN 46992-1528
Document Number	2025R489096
Map Reference	MB 7
Instrument Date	Sep 5, 2025
Instrument	2025R489096
Transaction Type	Transfer
Record Updated	May 12, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL CO LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1312 HELMS DR, WABASH, IN 46992-1528

Mortgage

Document Number	2025R489097
Date	Sep 5, 2025
Instrument	2025R489097

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

Tax Assessment & Valuation

Source: Wabash County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Wabash County
County Subdivision	Noble Township
Municipality	Wabash City
Unified School District	Wabash County Schools Metropolitan School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,780.00 (+9.2%) Homeowner's exemption	$195,200 (+19.75%) Land $23,200 Building $172,000	$195,200 (+19.75%) Land $23,200 Building $172,000
2024	$1,630.00 (+8.09%) Homeowner's exemption	$163,000 (-0.43%) Land $23,200 Building $139,800	$163,000 (-0.43%) Land $23,200 Building $139,800
2023		$163,700 (+8.55%) Land $23,200 Building $140,500	$163,700 (+8.55%) Land $23,200 Building $140,500
2022	$1,508.00 Homeowner's exemption	$150,800 Land $19,400 Building $131,400	$150,800 Land $19,400 Building $131,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2003)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2003 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - WABASH private · serves 12,140 people · EPA ID IN5285003
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	38 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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