1312 Gragg St, Centralia, IL 62801 Property Records

Marion County property record for 1312 Gragg St, Centralia, IL 62801

Property Summary

Property TypeSingle Family Home
Details1,446 sqft · built 1965
Lot Size4 acres (174,240 sqft)
Owner2 Company Names on Record
Last Sale$123,000 (Jun 2020)
Tax Bill$2,593 (2025)
Deeds & MortgagesMar 2026 Transfer
Jun 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN1408400004

Property Details

APN / Parcel Number

Primary APN1408400004

Interior

Building Area1,446 sqft Living Area

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Lot Area174,240 sqft (4 acres)

Location & Zoning

Street Address1312 GRAGG ST
CityCENTRALIA
StateIL
Zip62801-2758
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT S1/2 NW SE N & E OF ROAD
JurisdictionMARION IL
Township / Civil DivisionCENTRALIA
Census Block Group1
Census Block1068
Census Tract952700

Owner

Source: Marion County records, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address1312 GRAGG ST, CENTRALIA, IL 62801-2758
OccupancyOwner Occupied
Owner TypeCompany
VestingLife Tenant

Deeds, Mortgages & Sale History

DateDocument
Mar 30, 2026Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Jun 18, 2020Warranty Deed, Transfer · Conventional Mortgage
NAVY FCU
Oct 23, 2018Deed of Trust, Mortgage · FHA Mortgage
QUICKEN LOANS INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 18, 2020 · Amount on Record
Deed SaleJun 18, 2020 · Amount on Record
Prior SaleDec 7, 2016 · Amount on Record
Deed Document Number20202647
Last Transfer DateMar 25, 2026
Transfer Doc0000001269
Record UpdatedSep 20, 2026

March 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMARION IL
Recording DateMar 30, 2026
Property Address1312 GRAGG ST, CENTRALIA, IL 62801-2758
Document Number2026R01269
Instrument DateMar 25, 2026
Instrument2026R01269
Transaction TypeTransfer
Record UpdatedApr 14, 2026
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1312 GRAGG ST, CENTRALIA, IL 62801-2758

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address1312 GRAGG ST, CENTRALIA, IL 62801-2758

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARION IL
Recording DateJun 18, 2020
Property Address1312 GRAGG ST, CENTRALIA, IL 62801-2758
Document Number2020R02647
Instrument DateJun 4, 2020
Instrument2020R02647
Transaction TypeTransfer
Record UpdatedAug 10, 2021
Title CompanyQUAD CITY TITLE, QUAD COUNTY TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$184.50
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1312 GRAGG ST, CENTRALIA, IL 62801-2758

Mortgage

Document Number2020R02648
DateJun 18, 2020
Instrument2020R02648
Lender
NameNAVY FCU
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate
Rate4.25%

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARION IL
Property Address1312 GRAGG ST, CENTRALIA, IL 62801-2758
Transaction TypeMortgage
Record UpdatedNov 7, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2018R05229
DateOct 23, 2018
Instrument2018R05229
Lender
NameQUICKEN LOANS INC
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term180 Months
DueNov 1, 2033
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Marion County assessment roll, as of July 16, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMarion County
County SubdivisionCentralia Township
Elementary School DistrictCentralia School District 135 (PK - 08)
Secondary School DistrictCentralia High School District 200 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,593.00 (+7.24%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$54,940 (+12.01%) Land $11,300 Building $43,640$164,820 (+12.01%) Land $33,900 Building $130,920
2024$2,418.00 (-10.74%)$49,050 (+17.71%) Land $10,090 Building $38,960$147,150 (+17.71%) Land $30,270 Building $116,880
2022$2,709.00 Homeowner's exemption$41,670 Land $8,570 Building $33,100$125,010 Land $25,710 Building $99,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims3 (1990–2008)
Most Recent ClaimMar 2008 · rainfall accumulation
Claims by Event
  • Severe Storms, Tornadoes & Flooding, May 1990 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Wisper ISP
Fixed Wireless
400 / 30
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130

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