1312 Fishlock Ave, Findlay, OH 45840 Property Records

Hancock County property record for 1312 Fishlock Ave, Findlay, OH 45840

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,266 sqft · built 1900
Lot Size	0.23 acres (10,001 sqft)
Owner	Individual Name on File
Last Sale	$67,233 (Jun 2019)
Tax Bill	$1,102 (2025)
Deeds & Mortgages	Jan 2021 Line of Credit Jan 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1011-203-09-011.000`

Property Details

APN / Parcel Number

Primary APN	`1011-203-09-011.000`
Alternative APN	`590000260920`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	3 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,266 sqft Living Area
1st Floor Area	1,042 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	10,001 sqft (0.23 acres)
Lot Dimensions	200 ft deep x 50 ft wide
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	140 sqft
Patio Area	162 sqft

Utilities, Heating & Cooling

Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1312 FISHLOCK AVE
City	FINDLAY
State	OH
Zip	45840-6434
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NATURAL GAS ADD LOT 12499
Legal Subdivision	NATURAL GAS ADD
Legal Lot Number	12499
Jurisdiction	HANCOCK OH
Township / Civil Division	FINDLAY
Census Block Group	3
Census Block	3004
Census Tract	1100

Owner

1312 Fishlock Ave is owned and occupied by an individual who bought it in June 2019.

Source: Hancock County records, as of May 29, 2026

Owner of Record	Individual Name on File
Mailing Address	1312 FISHLOCK AVE, FINDLAY, OH 45840-6434
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2021	Deed of Trust, Mortgage · Line of Credit KEY BANK NA
Jan 6, 2021	Deed of Trust, Mortgage · Line of Credit KEY BANK NA
Jun 3, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 3, 2019 · Amount on File
Deed Sale	Jun 3, 2019 · Amount on File
Prior Sale	Aug 3, 1987 · Amount on File
Deed Document Number	20194244
Deed Book / Page	2558 / 1202
Prior Transfer Date	May 29, 2019
Prior Transfer Doc	02558/1202
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	1312 FISHLOCK AVE, FINDLAY, OH 45840-6434
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	SOLIDIFI

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2577/1507
Date	Jan 6, 2021
Book Page	2577/1507
Instrument	202100000138

Lender

Name	KEY BANK NA
Type	Bank
Address	CLEVELAND, OH 44144

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Dec 29, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	1312 FISHLOCK AVE, FINDLAY, OH 45840-6434
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2577/1501
Date	Jan 6, 2021
Book Page	2577/1501
Instrument	202100000137

Lender

Name	KEY BANK NA
Type	Bank
Address	CLEVELAND, OH 44144

Agreement

Type	Line of Credit
Amount	Amount on Record

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HANCOCK OH
Recording Date	Jun 3, 2019
Property Address	1312 FISHLOCK AVE, FINDLAY, OH 45840-6434
Document Number	02558/1202
Book / Page	2558 / 1202
Map Reference	MB 1 PG 35
Instrument Date	May 29, 2019
Instrument	201900004244
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1312 FISHLOCK AVE, FINDLAY, OH 45840-6434

Tax Assessment & Valuation

The 2025 property tax bill for 1312 Fishlock Ave was $1,102 with exemptions applied.

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
Municipality	Findlay City
Unified School District	Findlay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,102.00	$46,100 Land $4,810 Building $41,290	$131,690 Land $13,730 Building $117,960
2023	$1,243.00 Homeowner's exemption Senior Citizen's exemption	$34,940 Land $3,640 Building $31,300
2022			$99,830 Land $10,400 Building $89,430

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1312 Fishlock Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	17 (1981–2008)
Claims Outside the SFHA	1 of 17
Most Recent Claim	Feb 2008 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1312 Fishlock Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
HDER Link Fixed Wireless	500 / 500
Verizon Fixed Wireless	300 / 20
MetaLINK Technologies Fixed Wireless	200 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Amplex Wireless, Watch TV.

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