1312 E Vaile Ave, Kokomo, IN 46901 Property Records

Howard County property record for 1312 E Vaile Ave, Kokomo, IN 46901

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 924 sqft · built 1900
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on File
Last Sale	$92,967 (May 2026)
Tax Bill	$1,656 (2024)
Deeds & Mortgages	May 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`34-04-31-405-013.000-002`

Property Details

APN / Parcel Number

Primary APN	`34-04-31-405-013.000-002`
Alternative APN	`00001021011`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	924 sqft Living Area
Gross Area	1,608 sqft
1st Floor Area	924 sqft
Basement Area	684 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Construction Type	Masonry / Concrete Block
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	160 ft deep x 44 ft wide
View / Lot	Alley
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1312 E VAILE AVE
City	KOKOMO
State	IN
Zip	46901-5621
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DIAMOND PLATE GLASS LOT 42
Legal Subdivision	DIAMOND PLATE GLASS
Legal Lot Number	42
Jurisdiction	HOWARD IN
Township / Civil Division	CENTER
Census Block Group	1
Census Block	1030
Census Tract	1200

Owner

1312 E Vaile Ave is owned and occupied by two individuals who bought it in May 2026.

Source: Howard County records, as of June 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1312 E VAILE AVE, KOKOMO, IN 46901-5621
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 21, 2026 · Amount on File
Deed Sale	May 21, 2026 · Amount on File
Deed Document Number	20268332
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HOWARD IN
Recording Date	May 21, 2026
Property Address	1312 E VAILE AVE, KOKOMO, IN 46901-5621
Document Number	0000008332
Instrument Date	May 18, 2026
Instrument	20268332
Transaction Type	Transfer
Record Updated	Jun 4, 2026
Title Company	NEAR NORTH TITLE GROUP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1312 E VAILE AVE, KOKOMO, IN 46901-5621

Mortgage

Document Number	0000008333,
Date	May 21, 2026
Instrument	20268333

Lender

Name	NORTHWEST FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Howard County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Howard County
County Subdivision	Center Township
Municipality	Kokomo City
Unified School District	Kokomo School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$86,300 Land $8,300 Building $78,000	$86,300 Land $8,300 Building $78,000
2024	$1,656.00
2023		$71,600 (+14.56%) Land $7,400 Building $64,200	$71,600 (+14.56%) Land $7,400 Building $64,200
2022	$1,837.00	$62,500 Land $7,400 Building $55,100	$62,500 Land $7,400 Building $55,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1312 E Vaile Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1312 E Vaile Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - KOKOMO private · serves 59,313 people · EPA ID IN5234007
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Skyewaves.

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