1312 E Lake Dr, Novi, MI 48377 Property Records

Oakland County property record for 1312 E Lake Dr, Novi, MI 48377

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,624 sqft · built 1997
Lot Size	0.1 acres (4,356 sqft)
Owner	2 Individual Names on File
Last Sale	$899,000 (Sep 2020)
Tax Bill	$15,975 (2025)
Deeds & Mortgages	Jan 2017 Mortgage Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`50-22-02-151-034`

Property Details

APN / Parcel Number

Primary APN	`50-22-02-151-034`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	2,624 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Custom Design
Lot Area	4,356 sqft (0.1 acres)
Lot Dimensions	107 ft deep x 42 ft wide
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1312 E LAKE DR
City	NOVI
State	MI
Zip	48377-1441
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	T1N, R8E, SEC 2 SHORE ACRES SUB LOT 5 & N 2 FT OF LOT 6
Legal Range	08E
Legal Township	01N
Legal Section	02
Legal Subdivision	SHORE ACRES
Legal Lot Number	5-6
Jurisdiction	OAKLAND MI
Township / Civil Division	NOVI
Census Block Group	1
Census Block	1006
Census Tract	136101

Owner

1312 E Lake Dr is owned and occupied by two individuals who bought it in September 2020.

Source: Oakland County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1312 E LAKE DR, NOVI, MI 48377-1441
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 17, 2017	Deed of Trust, Mortgage · ARM NATIONSTAR MORTGAGE LLC
Aug 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage GOLD STAR MORTGAGE FINANCIAL GROUP CORP
Sep 4, 2020	Warranty Deed, Transfer STG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 4, 2020 · Amount on File
Deed Sale	Sep 4, 2020 · Amount on File
Prior Sale	Aug 4, 2010 · Amount on File
Deed Document Number	2020179010
Deed Book / Page	54775 / 738
Prior Transfer Date	Dec 12, 1996
Record Updated	Oct 29, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	1312 E LAKE DR, NOVI, MI 48377-1441
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009842
Date	Jan 17, 2017
Book Page	50292/00579
Instrument	009842

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2022
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.87%
Index	1-Year LIBOR
Max Rate	8.87%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	1312 E LAKE DR, NOVI, MI 48377-1441
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000156827
Date	Aug 7, 2020
Book Page	54623/789
Instrument	156827

Lender

Name	GOLD STAR MORTGAGE FINANCIAL GROUP CORP
Type	Mortgage Company
Address	ANN ARBOR, MI 48108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2050

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Sep 4, 2020
Property Address	1312 E LAKE DR, NOVI, MI 48377-1441
Document Number	0000179010
Book / Page	54775 / 738
Map Reference	LB 20 PG 2
Instrument Date	Jul 22, 2020
Instrument	179010
Transaction Type	Transfer
Record Updated	Jun 29, 2021
Title Company	STG

Transaction

Amount	Amount on Record
Tax	$7,731.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1312 E LAKE DR, 1312, NOVI, MI 48377-1441

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1312 E LAKE DR, NOVI, MI 48377-1441

Tax Assessment & Valuation

The 2025 property tax bill for 1312 E Lake Dr was $15,975 with a homeowner's exemption.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Novi City
Unified School District	Walled Lake Consolidated Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,975.00
2023	$15,816.00 (+7.38%) Homeowner's exemption	$509,120	$1,018,240
2022	$14,729.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1312 E Lake Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1312 E Lake Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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