Mahoning County property record for 1312 E Florida Ave, Youngstown, OH 44502
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,199 sqft · built 1951 |
| Lot Size | 0.155 acres (6,752 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $72,000 (Apr 2022) |
| Tax Bill | $1,030 (2024) |
| Deeds & Mortgages | Dec 2023 Mortgage Apr 2023 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 53-109-0-324.00-0 |
| Primary APN | 53-109-0-324.00-0 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,199 sqft Living Area |
| 1st Floor Area | 783 sqft |
| Upper Floors Area | 24 sqft |
| Attic | Attic |
| Attic Area | 392 sqft |
| Basement Area | 783 sqft |
| Year Built | Built 1951 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Construction Type | Frame |
| Lot Area | 6,752 sqft (0.155 acres) |
| Lot Dimensions | 150 ft deep x 45 ft wide |
| Garage Area | 532 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
| Porch Area | 510 sqft |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Street Address | 1312 E FLORIDA AVE |
|---|---|
| City | YOUNGSTOWN |
| State | OH |
| Zip | 44502-2703 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 27007 45 X 150 FLORIDA |
| Legal Subdivision | CAMPBELL ALLOTMENT CO |
| Legal Lot Number | 27007 45 |
| Jurisdiction | MAHONING OH |
| Township / Civil Division | YOUNGSTOWN |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 801200 |
Source: Mahoning County records, as of February 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1312 E FLORIDA AVE, YOUNGSTOWN, OH 44502-2703 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 27, 2023 | Deed of Trust, Mortgage · FHA Mortgage US BANK NA |
| Apr 20, 2023 | Deed of Trust, Mortgage · FHA Mortgage US BANK NA |
| Apr 25, 2022 | Deed of Trust, Mortgage · Conventional Mortgage WATERSTONE MORTGAGE CORP |
| Apr 4, 2022 | Warranty Deed, Transfer · FHA Mortgage WATERSTONE MORTGAGE CORP |
| Aug 12, 2019 | Land Contract, Transfer · Land Contract TERESA RUTHERFORD |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 4, 2022 · Amount on Record |
| Deed Sale | Apr 4, 2022 · Amount on Record |
| Deed Document Number | 303005 |
| Deed Book / Page | 6510 / 427 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MAHONING OH |
| Property Address | 1312 E FLORIDA AVE, YOUNGSTOWN, OH 44502-2703 |
| Transaction Type | Mortgage |
| Record Updated | Jan 5, 2024 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 1312 E FLORIDA AVE, YOUNGSTOWN, OH 44502-2703 |
| Document Number | 006605/272 |
|---|---|
| Date | Dec 27, 2023 |
| Book Page | 6605/272 |
| Instrument | 202300024745 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 341 Months |
| Due | May 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MAHONING OH |
| Property Address | 1312 E FLORIDA AVE, YOUNGSTOWN, OH 44502-2703 |
| Transaction Type | Mortgage |
| Record Updated | May 4, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 1312 E FLORIDA AVE, YOUNGSTOWN, OH 44502-2703 |
| Document Number | 006568/543 |
|---|---|
| Date | Apr 20, 2023 |
| Book Page | 6568/543 |
| Instrument | 202300007175 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | May 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MAHONING OH |
| Property Address | 1312 E FLORIDA AVE, YOUNGSTOWN, OH 44502-2703 |
| Transaction Type | Mortgage |
| Record Updated | May 6, 2022 |
| Name | Verified Name |
|---|
| Document Number | 006514/142 |
|---|---|
| Date | Apr 25, 2022 |
| Book Page | 6514/142 |
| Instrument | 202200010013 |
| Name | WATERSTONE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | PEWAUKEE, WI 53072 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MAHONING OH |
| Recording Date | Apr 4, 2022 |
| Property Address | 1312 E FLORIDA AVE, YOUNGSTOWN, OH 44502-2703 |
| Document Number | 006510/427 |
| Book / Page | 6510 / 427 |
| Map Reference | VOL 22 PG 242 |
| Instrument Date | Feb 16, 2022 |
| Instrument | 202200008060 |
| Transaction Type | Transfer |
| Record Updated | Apr 15, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $288.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1312 E FLORIDA AVE, YOUNGSTOWN, OH 44502-2703 |
| Document Number | 202200008061 |
|---|---|
| Date | Apr 4, 2022 |
| Instrument | 202200008061 |
| Name | WATERSTONE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Number | 006510/444 |
|---|---|
| Date | Apr 4, 2022 |
| Book Page | 6510/444 |
| Instrument | 202200008062 |
| Name | OHIO HOUSING FINANCE AGENCY |
|---|---|
| Type | Government Agency |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Land Contract |
|---|---|
| Jurisdiction | MAHONING OH |
| Recording Date | Aug 12, 2019 |
| Property Address | 1312 E FLORIDA AVE, YOUNGSTOWN, OH 44502-2703 |
| Document Number | 06337/0500 |
| Book / Page | 6337 / 0500 |
| Map Reference | VOL 22 PG 242 |
| Instrument Date | Mar 2, 2017 |
| Instrument | 201900016464 |
| Transaction Type | Transfer |
| Record Updated | Jan 4, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1312 E FLORIDA AVE, YOUNGSTOWN, OH 44502-2703 |
| Date | Aug 12, 2019 |
|---|
| Name | TERESA RUTHERFORD |
|---|---|
| Type | Private Party |
| Type | Land Contract |
|---|---|
| Amount | Amount Recorded |
Source: Mahoning County assessment roll, as of August 1, 2024
| Type | Name |
|---|---|
| State | Ohio |
| County | Mahoning County |
| Municipality | Youngstown City |
| Unified School District | Youngstown City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $1,030.00 (+0.78%) | $21,620 (-) Land $700 Building $20,920 | |
| 2023 | $1,022.00 (+15.74%) | $21,620 (+50.45%) Land $700 Building $20,920 | $61,770 (+50.48%) Land $2,000 Building $59,770 |
| 2022 | $883.00 | $14,370 Land $770 Building $13,600 | $41,050 Land $2,200 Building $38,850 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 18, 2009
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | YOUNGSTOWN CITY PWS serves 130,530 people · EPA ID OH5002303 |
|---|---|
| Water Source | Purchased surface water from MAHONING VALLEY SANITARY DISTRICT |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 469 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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