1312 E 28th St, Sterling, IL 61081 Property Records

Whiteside County property record for 1312 E 28th St, Sterling, IL 61081 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1,837 sqft · built 1978
Lot Size0.46 acres (20,055 sqft)
Owner2 Individual Names on File
Last Sale$246,000 (Apr 2023)
Tax Bill$5,273 (2025)
Deeds & MortgagesApr 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN1115126002

Property Details

APN / Parcel Number

Primary APN1115126002
Alternative APN
  • 114827

Interior

Bedrooms2 Beds
Building Area1,837 sqft Building Perimeter
Basement Area1,129 sqft
Unfinished Basement1,129 sqft

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Lot Area20,055 sqft (0.46 acres)
Lot Dimensions190 ft deep x 105 ft wide
Garage Area600 sqft

Location & Zoning

Account Number114827
Street Address1312 E 28TH ST
CitySTERLING
StateIL
Zip61081-9023
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGREENRIDGE PHASE I NORTH LT 5 729700X
Legal SubdivisionGREENRIDGE PHASE
Legal Phase1
Legal Lot Number5
JurisdictionWHITESIDE IL
Township / Civil DivisionSTERLING
Census Block Group3
Census Block3014
Census Tract900

Owner

Source: Whiteside County records · APN 1115126002

Assessment roll updated May 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1312 E 28TH ST, STERLING, IL 61081-9023
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 21, 2023 · Amount on Record
Deed SaleApr 21, 2023 · Amount on Record
Prior SaleApr 02, 2004 · Amount on Record
Deed Document Number20231882
Record UpdatedSep 20, 2026

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWHITESIDE IL
Property Address1312 E 28TH ST, STERLING, IL 61081-9023
Transaction TypeMortgage
Record UpdatedMay 16, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001883
DateApr 21, 2023
Instrument2023-01883
Lender
NameCENTRAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueApr 21, 2033

Tax Assessment & Valuation

Source: Whiteside County records · Assessment roll updated May 22, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWhiteside County
County SubdivisionSterling Township
Unified School DistrictSterling Community Unit District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$5,273.00$74,974 Land $7,086 Building $67,888
2024$224,922 Land $21,258 Building $203,664

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Whiteside County (17195C), updated September 26, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171950009003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Claims4 (2002)
Most Recent ClaimJun 2002, river or lake flooding

Wildfire

Wildfire RiskLow
above 6% of the US · above 38% of Illinois
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 67 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable1,200 / 35
VerizonFixed Wireless300 / 20

May also be available at this address: JAB Wireless, Surf Air Wireless. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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