1312 E 28th St, Houston, TX 77009 Property Records

Harris County property record for 1312 E 28th St, Houston, TX 77009

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,346 sqft · built 2021
Lot Size0.057 acres (2,500 sqft)
OwnerIndividual Name on Record
Last Sale$424,000 (Sep 2022)
Tax Bill$8,582 (2025)
Deeds & MortgagesDec 2025 Line of Credit
Sep 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN130-182-001-0012

Property Details

APN / Parcel Number

Primary APN130-182-001-0012

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area2,346 sqft Living Area
1st Floor Area884 sqft

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Exterior MaterialCombination
Lot Area2,500 sqft (0.057 acres)
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchOpen Frame Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number1301820010012
Street Address1312 E 28TH ST
CityHOUSTON
StateTX
Zip77009-1233
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 12 BLK 1 SUNSET HEIGHTS PLACE SEC 4
Legal SubdivisionSUNSET HEIGHTS PLACE SEC 4
Legal Block1
Legal Lot Number12
JurisdictionHARRIS TX
Township / Civil DivisionHOUSTON
Census Block Group4
Census Block4009
Census Tract511600

Owner

Source: Harris County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1312 E 28TH ST, HOUSTON, TX 77009-1233
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 16, 2025Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
Sep 23, 2022Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage
FIRST UNITED BANK & TRUST CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 23, 2022 · Amount on Record
Deed SaleSep 23, 2022 · Amount on Record
Prior SaleJan 27, 2021
Deed Document Number2022477358
Record UpdatedSep 20, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRIS TX
Property Address1312 E 28TH ST, HOUSTON, TX 77009-1233
Transaction TypeMortgage
Record UpdatedDec 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000493976
DateDec 16, 2025
Instrument2025-493976
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueDec 6, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2022: Vendor's Lien, Subdivision Related Transfer

Document TypeVendor's Lien
JurisdictionHARRIS TX
Recording DateSep 23, 2022
Property Address1312 E 28TH ST, HOUSTON, TX 77009-1233
Document Number0000477358
Map ReferenceMF 616255
Instrument DateSep 23, 2022
Instrument2022-477358
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 15, 2023
Title CompanyNOT AVAILABLE, RIVERWAY TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1312 E 28TH ST, HOUSTON, TX 77009-1233

Mortgage

Document Number0000477359
DateSep 23, 2022
Instrument2022-477359
Lender
NameFIRST UNITED BANK & TRUST CO
TypeBank
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2052

Tax Assessment & Valuation

Source: Harris County assessment roll, as of May 26, 2026

Property Jurisdictions

TypeName
StateTexas
CountyHarris County
MunicipalityHouston City
Unified School DistrictHouston Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,582.00 (-0.37%) Homeowner's exemption$576,124 (+1.85%) Land $162,500 Building $413,624$576,124 (+1.85%) Land $162,500 Building $413,624
2024$8,614.00 (+4.24%)
2023$565,641 Land $162,500 Building $403,141$565,641 Land $162,500 Building $403,141
2022$8,264.00 (+187.04%)
2020$2,879.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 72 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies72 in force
Nearby Flood Claims50 (1979–2024)
Claims Outside the SFHA18 of 50
Most Recent ClaimJul 2024 · Hurricane Beryl
Claims by Event
  • Hurricane Harvey, Aug 2017 · 16 claims
  • Hurricane Ike, Sep 2008 · 9 claims
  • Tropical Storm Allison-06-06-2001, Jun 2001 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HOUSTON
serves 2,970,543 people · EPA ID TX1010013
Water SourceSurface water
Last State InspectionOct 2025
Lead5 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · May 2025
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 408 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile.

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