1312 Cold Harbor Ct, Herndon, VA 20170 Property Records

Fairfax County property record for 1312 Cold Harbor Ct, Herndon, VA 20170

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,814 sqft · built 1980
Lot Size	0.227 acres (9,912 sqft)
Owner	2 Individual Names on File
Last Sale	$540,000 (Jun 2019)
Tax Bill	$7,972 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jul 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`005-4-02-0028`

Property Details

APN / Parcel Number

Primary APN	`005-4-02-0028`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,814 sqft Living Area
Gross Area	2,298 sqft
Basement Area	286 sqft
Game Room	Game Room
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	9,912 sqft (0.227 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Deck Area	280 sqft
Patio Area	280 sqft
Balcony	Balcony
Balcony Area	78 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	0054 02 0028
Street Address	1312 COLD HARBOR CT
City	HERNDON
State	VA
Zip	20170-2018
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3C(R-3 W/CLUSTER DEV)
Legal Description	CRESTBROOK LT 28 SEC 2
Legal Subdivision	CRESTBROOK
Legal Lot Number	28
Jurisdiction	FAIRFAX VA
Township / Civil Division	DRANESVILLE
Census Block Group	3
Census Block	3002
Census Tract	480501

Owner

1312 Cold Harbor Ct is owned and occupied by two individuals who bought it in June 2019.

Source: Fairfax County records, as of October 1, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1312 COLD HARBOR CT, HERNDON, VA 20170-2018
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Jul 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Apr 2, 2020	Deed of Trust, Mortgage · Conventional with PMI NORTHPOINTE BK
Jun 4, 2019	Grant Deed, Transfer · Conventional with PMI GUARANTEED RATE AFFINITY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 4, 2019 · Amount on File
Deed Sale	Jun 4, 2019 · Amount on File
Prior Sale	Aug 25, 1998 · Amount on File
Deed Document Number	0257681142
Deed Book / Page	25768 / 1142
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFAX VA
Property Address	1312 COLD HARBOR CT, HERNDON, VA 20170-2018
Transaction Type	Mortgage
Record Updated	May 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0121156001
Date	Jul 29, 2021
Book Page	27252/1464
Instrument	2021121156.001

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFAX VA
Property Address	1312 COLD HARBOR CT, HERNDON, VA 20170-2018
Transaction Type	Mortgage
Record Updated	Aug 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	27252/1464
Date	Jul 29, 2021
Book Page	27252/1464
Instrument	2021121156.001

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFAX VA
Property Address	1312 COLD HARBOR CT, HERNDON, VA 20170-2018
Document Number	2020029418001
Instrument Date	Apr 2, 2020
Transaction Type	Mortgage
Record Updated	Jun 19, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1312 COLD HARBOR CT HERNDON VA 201702018, HERNDON, VA 20170-2018

Mortgage

Document Number	2020029418001
Date	Apr 7, 2020
Book Page	026166/001822
Instrument	29418001

Lender

Name	NORTHPOINTE BK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 6, 2050

Interest

Rate	3.25%

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FAIRFAX VA
Recording Date	Jun 4, 2019
Property Address	1312 COLD HARBOR CT, HERNDON, VA 20170-2018
Document Number	2019031129003
Book / Page	025768 / 001142
Instrument Date	Jun 3, 2019
Instrument	31129003
Transaction Type	Transfer
Record Updated	Jul 15, 2019
Title Company	HALLMARK TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$540.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1312 COLD HARBOR CT HERNDON VA 201702018, HERNDON, VA 20170-2018

Mortgage

Document Number	2019031129004
Date	Jun 4, 2019
Book Page	025768/001145
Instrument	31129004

Lender

Name	GUARANTEED RATE AFFINITY LLC
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 3, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1312 Cold Harbor Ct was $7,972.

Source: Fairfax County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Fairfax County
Unified School District	Fairfax County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,972.00	$689,620 Land $270,000 Building $419,620	$689,620 Land $270,000 Building $419,620
2023	$7,067.00	$626,260 Land $255,000 Building $371,260	$626,260 Land $255,000 Building $371,260

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1312 Cold Harbor Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective December 7, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1312 Cold Harbor Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIRFAX COUNTY WATER AUTHORITY serves 1,121,613 people · EPA ID VA6059501
Water Source	Surface water
Last State Inspection	Mar 2022
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Cox Communications Cable	2,000 / 35

May also be available: Xfinity.

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