1312 Clairmonte Ln, Franklin, TN 37064 Property Records

Williamson County property record for 1312 Clairmonte Ln, Franklin, TN 37064

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 1,524 sqft · built 1997
Lot Size	0.112 acres (4,900 sqft)
Owner	Individual Name on Record
Last Sale	$383,000 (Jul 2019)
Tax Bill	$3,094 (2025)
Deeds & Mortgages	Sep 2019 Mortgage Feb 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`094078A A 00800`

Property Details

APN / Parcel Number

Primary APN	`094078A A 00800`

Interior

Full Baths	3.5 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	1,524 sqft
Gross Area	3,048 sqft
1st Floor Area	1,524 sqft
Basement Area	903 sqft
Finished Basement	621 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Exterior Material	Brick Veneer
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	4,900 sqft (0.112 acres)
Lot Dimensions	100 ft deep x 49 ft wide
Terrain	Rolling

Exterior Amenities

Porch	Porch
Porch Area	40 sqft
Deck Area	208 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	1312 CLAIRMONTE LN
City	FRANKLIN
State	TN
Zip	37064-2496
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD CLAIRMONTE SEC 1 PB 21 PG 140 LOT 0117 SUBD REV
Legal Subdivision	CLAIRMONTE
Legal Lot Number	117 49
Jurisdiction	WILLIAMSON TN
Township / Civil Division	10
Census Block Group	1
Census Block	1003
Census Tract	50603

Owner

Source: Williamson County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1312 CLAIRMONTE LN, FRANKLIN, TN 37064-2496
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2019	Deed of Trust, Mortgage · Conventional Mortgage COGENT BANK
Feb 13, 2020	Deed of Trust, Mortgage · Line of Credit COGENT BANK
Jul 16, 2019	Warranty Deed, Transfer BELL AND ALEXANDER TITLE SERVICES, BELL & ALEXANDER TITLE SVC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 16, 2019 · Amount on Record
Deed Sale	Jul 16, 2019 · Amount on Record
Prior Sale	Nov 16, 2004 · Amount on Record
Deed Document Number	19026843
Deed Book / Page	7679 / 0635
Record Updated	Jun 8, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TN
Property Address	1312 CLAIRMONTE LN, FRANKLIN, TN 37064-2496
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0077370369
Date	Sep 10, 2019
Book Page	7737/0369
Instrument	19036565

Lender

Name	COGENT BANK
Type	Bank
Address	NASHVILLE, TN 37201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2049

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TN
Property Address	1312 CLAIRMONTE LN, FRANKLIN, TN 37064-2496
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0078900666
Date	Feb 13, 2020
Book Page	7890/0666
Instrument	20006363

Lender

Name	COGENT BANK
Type	Bank
Address	FRANKLIN, TN 37064

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Jan 28, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILLIAMSON TN
Recording Date	Jul 16, 2019
Property Address	1312 CLAIRMONTE LN, FRANKLIN, TN 37064-2496
Document Number	0076790635
Book / Page	007679 / 000635
Instrument Date	Jul 15, 2019
Instrument	26843
Transaction Type	Transfer
Record Updated	Jul 24, 2019
Title Company	BELL AND ALEXANDER TITLE SERVICES, BELL & ALEXANDER TITLE SVC

Transaction

Amount	Amount Recorded
Tax	$1,417.10
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1312 CLAIRMONTE LN FRANKLIN TN 370642496, FRANKLIN, TN 37064-2496

Tax Assessment & Valuation

Source: Williamson County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Williamson County
Municipality	Franklin City
Elementary School District	Franklin Special School District (PK - 08)
Secondary School District	Williamson County School District in Franklin (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,094.00 (-45.34%)	$149,925 (+5%) Land $40,000 Building $109,925	$599,700 (+5%) Land $160,000 Building $439,700
2024	$5,660.00 (+108.09%)
2023	$2,720.00	$99,950 (-) Land $25,000 Building $74,950	$399,800 (-) Land $100,000 Building $299,800
2022	$2,720.00	$99,950 Land $25,000 Building $74,950	$399,800 Land $100,000 Building $299,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN WATER DEPT serves 77,222 people · EPA ID TN0000246
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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