1312 Central St, Oshkosh, WI 54901 Property Records

Winnebago County property record for 1312 Central St, Oshkosh, WI 54901

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,700 sqft · built 1920
Lot Size	0.121 acres (5,280 sqft)
Owner	Company Name on File
Last Sale	$103,500 (May 2021)
Tax Bill	$2,476 (2024)
Deeds & Mortgages	May 2021 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`15-01250000`

Property Details

APN / Parcel Number

Primary APN	`15-01250000`
Alternative APN	`915-01250000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,700 sqft Living Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Lot Area	5,280 sqft (0.121 acres)
Lot Dimensions	110 ft deep x 48 ft wide

Utilities, Heating & Cooling

Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	915-01250000
Street Address	1312 CENTRAL ST
City	OSHKOSH
State	WI
Zip	54901-3750
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R2
Legal Description	LOT 16 FOULKS SUBD OF BLK D
Legal Subdivision	FOULKS SUBD
Legal Block	D
Legal Lot Number	16
Jurisdiction	WINNEBAGO WI
Township / Civil Division	OSHKOSH
Census Block Group	3
Census Block	3017
Census Tract	400

Owner

1312 Central St, a duplex, is owned by a company that bought it in May 2021.

Source: Winnebago County records, as of May 27, 2026

Owner of Record	Company Name on File
Mailing Address	325 WILSON ST, AMHERST, WI 54406-9114
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 17, 2021 · Amount on File
Deed Sale	May 17, 2021 · Amount on File
Prior Sale	Oct 31, 2019 · Amount on File
Deed Document Number	20211851854
Record Updated	Oct 29, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO WI
Recording Date	May 17, 2021
Property Address	1312 CENTRAL ST, OSHKOSH, WI 54901-3750
Document Number	0001851854
Instrument Date	May 7, 2021
Instrument	1851854
Transaction Type	Transfer
Record Updated	Aug 4, 2023
Title Company	WARRANTY TITLE SERVICES INC, GUARANTY TITLE SERVICES INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$310.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	325 WILSON ST, AMHERST, WI 54406-9114

Mortgage

Document Number	0001851855
Date	May 17, 2021
Instrument	1851855

Lender

Name	PREVAIL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Winnebago County
Municipality	Oshkosh City
Unified School District	Oshkosh Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$131,000 (-) Land $22,000 Building $109,000
2024	$2,476.00 (+9.17%)	$131,000 (+71.02%) Land $22,000 Building $109,000
2023	$2,268.00 (+1.07%)	$76,600 (-) Land $12,900 Building $63,700	$110,689 Land $18,641 Building $92,048
2022	$2,244.00	$76,600 Land $12,900 Building $63,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1312 Central St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 26, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1312 Central St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSHKOSH WATERWORKS serves 63,000 people · EPA ID WI4710457
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 777 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Bertram Communications Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20