1312 Big A Rd, Toccoa, GA 30577 Property Records

Stephens County property record for 1312 Big A Rd, Toccoa, GA 30577

Property Summary

Property Type	Car Wash
Details	5,412 sqft · built 1994
Lot Size	0.6 acres (26,136 sqft)
Owner	Company Name on Record
Last Sale	$375,000 (Jun 2004)
Tax Bill	$4,630 (2025)
Deeds & Mortgages	Feb 2021 Loan Modification Nov 2018 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`T37 051`

Property Details

APN / Parcel Number

Primary APN	`T37 051`
Alternative APN	`761300`

Interior

Building Area	5,412 sqft Total Area
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Metal
Construction Type	Masonry / Concrete Block
Roof Material	Metal
Lot Area	26,136 sqft (0.6 acres)
Lot Dimensions	200 ft deep x 110 ft wide
Total Buildings	5 Buildings

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	761300
Street Address	1312 BIG A RD
City	TOCCOA
State	GA
Zip	30577-6013
Property Category	Commercial
Property Type	Commercial > Retail > Car Wash
Local Zoning Code	B-II
Legal Description	BIG A RD LOT
Legal Subdivision	8221 - PRIMARY - SF
Jurisdiction	STEPHENS GA
Township / Civil Division	TOCCOA
Census Block Group	1
Census Block	1007
Census Tract	970302

Owner

Source: Stephens County records, as of March 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1312 BIG A RD, TOCCOA, GA 30577-6013
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2021	Loan Modification, Mortgage UNITED CMNTY BK
Nov 20, 2018	Loan Modification, Mortgage UNITED CMNTY BK
Oct 10, 2018	Deed of Trust, Mortgage · Line of Credit UNITED CMNTY BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2004 · Amount on Record
Deed Sale	Jun 30, 2004 · Amount on Record
Prior Sale	Feb 1, 1994 · Amount on Record
Last Transfer Date	Jun 3, 2005
Transfer Doc	0007120340
Record Updated	Jun 8, 2026

February 2021: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	STEPHENS GA
Property Address	1312 BIG A RD, TOCCOA, GA 30577-6013
Document Number	0012400337
Instrument Date	Feb 10, 2021
Transaction Type	Mortgage
Record Updated	Mar 15, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1312 BIG A RD TOCCOA GA 305776013, TOCCOA, GA 30577-6013

Mortgage

Document Number	0012400337
Date	Feb 22, 2021
Book Page	001240/000337

Lender

Name	UNITED CMNTY BK
Type	Bank
Address	CLARKESVILLE, GA 30523

Agreement

Amount	Amount Recorded
Term	84 Months
Due	Feb 21, 2028

November 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	STEPHENS GA
Property Address	1312 BIG A RD, TOCCOA, GA 30577-6013
Document Number	0011680360
Instrument Date	Nov 20, 2018
Transaction Type	Mortgage
Record Updated	Feb 7, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1312 BIG A RD TOCCOA GA 305776013, TOCCOA, GA 30577-6013

Mortgage

Document Number	0011680360
Date	Jan 15, 2019
Book Page	001168/000360

Lender

Name	UNITED CMNTY BK
Type	Bank
Address	CLARKSVILLE, GA 30523

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Jan 14, 2029

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	1312 BIG A RD, TOCCOA, GA 30577-6013
Document Number	0011620275
Instrument Date	Oct 10, 2018
Transaction Type	Mortgage
Record Updated	Mar 15, 2021
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1312 BIG A RD TOCCOA GA 305776013, TOCCOA, GA 30577-6013

Mortgage

Document Number	0011620275
Date	Oct 17, 2018
Book Page	001162/000275

Lender

Name	UNITED CMNTY BK
Type	Bank
Address	CLARKESVILLE, GA 30523

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Oct 16, 2028

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Stephens County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Municipality	Toccoa City
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,630.00 (-1.36%)	$132,728 (-) Land $74,266 Building $58,462	$331,819 (-) Land $185,664 Building $146,155
2023	$4,694.00	$132,728 Land $74,266 Building $58,462	$331,819 Land $185,664 Building $146,155

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2009–2020)
Claims Outside the SFHA	1 of 3
Most Recent Claim	May 2020 · other causes
Claims by Event	Severe Storms And Flooding, Sep 2009 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Georgia
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOCCOA serves 28,711 people · EPA ID GA2570001
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
TruVista Communications Cable · Fiber in parts of the area	500 / 50

May also be available: T-Mobile.

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