1312 Bald Eagle Ln, Winter Haven, FL 33880 Property Records

Polk County property record for 1312 Bald Eagle Ln, Winter Haven, FL 33880 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,317 sqft · built 2023
Lot Size0.204 acres (8,882 sqft)
Owner2 Individual Names on File
Last Sale$270,000 (Apr 2023)
Tax Bill$3,170 (2025)
Deeds & MortgagesAug 2026 Mortgage
Apr 2023 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN26-29-16-689008-000900

Property Details

APN / Parcel Number

Primary APN26-29-16-689008-000900
Alternative APN
  • 162926689008000900

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,317 sqft Living Area
Gross Area1,732 sqft
1st Floor Area1,317 sqft

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeHip
Roof MaterialOther
Lot Area8,882 sqft (0.204 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area415 sqft
PorchUnfinished Open Porch
Porch Area30 sqft

Location & Zoning

Street Address1312 BALD EAGLE LN
CityWINTER HAVEN
StateFL
Zip33880-5846
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionEAGLE LANDING PHASE IB PB 184 PG 24-25 LOT 90
Legal SubdivisionEAGLE LANDING PHASE IB
Legal Block4
Legal Lot Number90
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group4
Census Block4043
Census Tract14501

Owner

Source: Polk County records · APN 26-29-16-689008-000900

Assessment roll updated July 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1312 BALD EAGLE LN, WINTER HAVEN, FL 33880-5846
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Aug 03, 2026Deed of Trust, Mortgage · FHA Mortgage
SERVICELINK
Apr 10, 2023Special Warranty Deed, Transfer · FHA Mortgage
WATERSTONE MORTGAGE CORP
Nov 22, 2022Special Warranty Deed, Transfer
NVR SETTLEMENT SERVICES INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 10, 2023 · Amount on Record
Deed SaleApr 10, 2023 · Amount on Record
Prior SaleNov 22, 2022 · Amount on Record
Deed Document Number202380874
Deed Book / Page12645 / 152
Record UpdatedSep 20, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Recording DateAug 03, 2026
Property Address1312 BALD EAGLE LN, WINTER HAVEN, FL 33880-5846
Document Number0000185234
Book / Page14099 / 1927
Instrument DateJun 25, 2026
Instrument2026185234
Transaction TypeMortgage
Record UpdatedAug 14, 2026
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address1312 BALD EAGLE LN, WINTER HAVEN, FL 33880-5846

Mortgage

Document Number0000185234,
DateAug 03, 2026
Book Page14099/1927
Instrument2026185234
Lender
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term321 Months
DueMay 01, 2053
Interest
Rate6.53%
Max Rate-1%

April 2023: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionPOLK FL
Recording DateApr 10, 2023
Property Address1312 BALD EAGLE LN, WINTER HAVEN, FL 33880-5846
Document Number0000080874
Book / Page12645 / 152
Map ReferenceMB 184 PG 24&25
Instrument DateApr 05, 2023
Instrument2023080874
Transaction TypeTransfer
Record UpdatedFeb 05, 2024
Title CompanyNVR SETTLEMENT SERVICES INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,890.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7547 GOLF CHANNEL DR, ORLANDO, FL 32819-8921

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1312 BALD EAGLE LN, WINTER HAVEN, FL 33880-5846

Mortgage

Document Number0012645154
DateApr 10, 2023
Instrument12645/154
Lender
NameWATERSTONE MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2053

Mortgage

Document Number0000080876
DateApr 10, 2023
Book Page12645/168
Instrument2023080876
Lender
NameWATERSTONE MORTGAGE CORP
TypeMortgage Company
AddressPEWAUKEE, WI 53072
Agreement
TypeLine of Credit
AmountAmount Recorded

November 2022: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionPOLK FL
Recording DateNov 22, 2022
Property Address1312 BALD EAGLE LN, WINTER HAVEN, FL 33880-5846
Document Number0000304080
Book / Page12492 / 167
Map ReferenceMB 184 PG 24&25
Instrument DateNov 10, 2022
Instrument2022304080
Transaction TypeTransfer
Record UpdatedFeb 23, 2023
Title CompanyNVR SETTLEMENT SERVICES INC

Transaction

AmountAmount Recorded
Tax$276.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2235 CRUMP RD, WINTER HAVEN, FL 33881-8200

Transferred To (Grantee/Buyer)

NameVerified Name
Address4307 VINELAND RD STE H22, H22, ORLANDO, FL 32811-7365
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated July 23, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityWinter Haven City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,170.00 (+371.03%) Homeowner's exemption$210,245 (+500.7%) Land $36,000 Building $174,245$210,245 (+500.7%) Land $36,000 Building $174,245
2023$673.00 (-1.03%)$35,000 (-) Land $35,000$35,000 (-) Land $35,000
2022$680.00$35,000 Land $35,000$35,000 Land $35,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050145014, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 97 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies97 in force
Nearby Flood Claims8 (2004–2022)
Claims Outside the SFHA4 of 8
Most Recent ClaimSep 2022, river or lake flooding, Hurricane Ian
Claims By Storm
  • Hurricane Ian, Sep 2022 · 2 claims
  • Hurricane Frances, Sep 2004 · 2 claims
  • Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 2 claims

Wildfire

Wildfire RiskModerate
above 68% of the US · above 48% of Florida
Wildfire LikelihoodAbout 1 in 310 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 282 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 35
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Frontier. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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